The typical owner-occupied home in Haxtun is worth about $233,300, 57% below the Colorado median of $539,400 and 30% below the national median of $332,700. Owners pay a median $1,220 a year in property taxes, about 0.52% of their home's value, higher than the Colorado rate of 0.48%. The median household earns $63,375 a year, so the median home costs 3.7 times the median income (5.6 times for Colorado). 77% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Haxtun at a glance
| Haxtun | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $233,300 | $539,400 | $332,700 |
| Median property tax paid per year | $1,220 | $2,602 | $3,119 |
| Property tax as a share of value | 0.52% | 0.48% | 0.94% |
| Median household income | $63,375 | $95,470 | $80,734 |
| Homes lived in by their owners | 77% | 66% | 65% |
| Owner homes with a mortgage | 56% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,379 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 21.8% | 22.1% | 21.0% |
| Median rent | $575 | $1,761 | $1,413 |
| Rent as a share of renters' income | 32.2% | 31.4% | 30.6% |
| Median year homes were built | 1967 | 1988 | 1980 |
| Vacant homes | 7.0% | 8.3% | 10.1% |
| Population | 978 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Haxtun
At this week's average 30-year rate of 7.11%, buying the median Haxtun home of $233,300 with 20% down costs about $1,454 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,842, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,308 for the 20%-down payment. That payment is 28% of the median Haxtun household income of $63,375; at that income and 20% down, the 28% guideline points to a home of about $237,000.
The median rent here is $575 a month, so owning the median home costs about $879 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $46,660 |
|---|---|
| Loan amount | $186,640 |
| Principal and interest | $1,256 |
| Property taxes (0.52% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,454 |
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| Down payment | $8,166 |
|---|---|
| Loan amount | $229,074 |
| Principal and interest | $1,541 |
| Property taxes (0.52% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,842 |
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Questions about home buying in Haxtun
What is the median home value in Haxtun?
About $233,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Haxtun?
Homeowners pay a median $1,220 a year, which is about 0.52% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Haxtun?
For the median home with 20% down at 7.11%, the payment is about $1,454 a month. Keeping that under 28% of gross income takes about $62,308 a year.
More about Haxtun
- Mortgage Refinance in Haxtun
- Debt Relief in Haxtun
- Home Equity Loans in Haxtun
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data