The typical owner-occupied home in Naturita is worth about $158,400, 71% below the Colorado median of $539,400 and 52% below the national median of $332,700. Owners pay a median $516 a year in property taxes, about 0.33% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $27,917 a year, so the median home costs 5.7 times the median income (5.6 times for Colorado). 88% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Naturita at a glance
| Naturita | Colorado | U.S. | |
|---|---|---|---|
| Median home value | $158,400 | $539,400 | $332,700 |
| Median property tax paid per year | $516 | $2,602 | $3,119 |
| Property tax as a share of value | 0.33% | 0.48% | 0.94% |
| Median household income | $27,917 | $95,470 | $80,734 |
| Homes lived in by their owners | 88% | 66% | 65% |
| Owner homes with a mortgage | 38% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $900 | $2,326 | $1,963 |
| Those costs as a share of the owners' income | 18.1% | 22.1% | 21.0% |
| Median rent | $894 | $1,761 | $1,413 |
| Rent as a share of renters' income | 51.0% | 31.4% | 30.6% |
| Median year homes were built | 1975 | 1988 | 1980 |
| Vacant homes | 4.5% | 8.3% | 10.1% |
| Population | 589 | 5,862,189 | 334,922,499 |
What a typical home costs per month in Naturita
At this week's average 30-year rate of 7.11%, buying the median Naturita home of $158,400 with 20% down costs about $962 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,226, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,229 for the 20%-down payment. That payment is 41% of the median Naturita household income of $27,917; at that income and 20% down, the 28% guideline points to a home of about $107,000.
The median rent here is $894 a month, so owning the median home costs about $68 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,680 |
|---|---|
| Loan amount | $126,720 |
| Principal and interest | $852 |
| Property taxes (0.33% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $962 |
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| Down payment | $5,544 |
|---|---|
| Loan amount | $155,531 |
| Principal and interest | $1,046 |
| Property taxes (0.33% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,226 |
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Questions about home buying in Naturita
What is the median home value in Naturita?
About $158,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Naturita?
Homeowners pay a median $516 a year, which is about 0.33% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Naturita?
For the median home with 20% down at 7.11%, the payment is about $962 a month. Keeping that under 28% of gross income takes about $41,229 a year.
More about Naturita
- Mortgage Refinance in Naturita
- Debt Relief in Naturita
- Home Equity Loans in Naturita
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data