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Buying a home in Crawford, Colorado

The typical owner-occupied home in Crawford is worth about $208,200, 61% below the Colorado median of $539,400 and 37% below the national median of $332,700. Owners pay a median $800 a year in property taxes, about 0.38% of their home's value, lower than the Colorado rate of 0.48%. The median household earns $58,160 a year, so the median home costs 3.6 times the median income (5.6 times for Colorado). 71% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Crawford at a glance

Crawford Colorado U.S.
Median home value $208,200 $539,400 $332,700
Median property tax paid per year $800 $2,602 $3,119
Property tax as a share of value 0.38% 0.48% 0.94%
Median household income $58,160 $95,470 $80,734
Homes lived in by their owners 71% 66% 65%
Owner homes with a mortgage 73% 69% 61%
Median monthly costs, owners with a mortgage $1,375 $2,326 $1,963
Those costs as a share of the owners' income 31.3% 22.1% 21.0%
Median rent $1,109 $1,761 $1,413
Rent as a share of renters' income 21.6% 31.4% 30.6%
Median year homes were built 1970 1988 1980
Vacant homes 7.3% 8.3% 10.1%
Population 448 5,862,189 334,922,499

What a typical home costs per month in Crawford

At this week's average 30-year rate of 7.11%, buying the median Crawford home of $208,200 with 20% down costs about $1,273 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,620, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,563 for the 20%-down payment. That payment is 26% of the median Crawford household income of $58,160; at that income and 20% down, the 28% guideline points to a home of about $222,000.

The median rent here is $1,109 a month, so owning the median home costs about $164 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$41,640
Loan amount$166,560
Principal and interest$1,120
Property taxes (0.38% a year)$66
Homeowners insurance (our estimate, 0.5% a year)$87
PMI$0
Total per month$1,273

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3.5% down, 30-year FHA loan
Down payment$7,287
Loan amount$204,429
Principal and interest$1,375
Property taxes (0.38% a year)$66
Homeowners insurance (our estimate, 0.5% a year)$87
FHA mortgage insurance$92
Total per month$1,620

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Questions about home buying in Crawford

What is the median home value in Crawford?

About $208,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crawford?

Homeowners pay a median $800 a year, which is about 0.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crawford?

For the median home with 20% down at 7.11%, the payment is about $1,273 a month. Keeping that under 28% of gross income takes about $54,563 a year.

More about Crawford

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data