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Buying a home in San Dimas, California

The typical owner-occupied home in San Dimas is worth about $801,800, 9% above the California median of $734,700 and 2.4 times the national median of $332,700. Owners pay a median $5,004 a year in property taxes, about 0.62% of their home's value, lower than the California rate of 0.70%. The median household earns $105,321 a year, so the median home costs 7.6 times the median income (7.4 times for California). 72% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

San Dimas at a glance

San Dimas California U.S.
Median home value $801,800 $734,700 $332,700
Median property tax paid per year $5,004 $5,124 $3,119
Property tax as a share of value 0.62% 0.70% 0.94%
Median household income $105,321 $99,122 $80,734
Homes lived in by their owners 72% 56% 65%
Owner homes with a mortgage 65% 67% 61%
Median monthly costs, owners with a mortgage $3,181 $2,946 $1,963
Those costs as a share of the owners' income 23.6% 24.8% 21.0%
Median rent $2,278 $2,036 $1,413
Rent as a share of renters' income 38.6% 32.8% 30.6%
Median year homes were built 1976 1976 1980
Vacant homes 2.4% 7.5% 10.1%
Population 33,789 39,287,377 334,922,499

What a typical home costs per month in San Dimas

At this week's average 30-year rate of 7.11%, buying the median San Dimas home of $801,800 with 20% down costs about $5,063 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,528, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $217,001 for the 20%-down payment. That payment is 58% of the median San Dimas household income of $105,321; at that income and 20% down, the 28% guideline points to a home of about $389,000.

The median rent here is $2,278 a month, so owning the median home costs about $2,785 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$160,360
Loan amount$641,440
Principal and interest$4,315
Property taxes (0.62% a year)$414
Homeowners insurance (our estimate, 0.5% a year)$334
PMI$0
Total per month$5,063

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3.5% down, 30-year FHA loan
Down payment$28,063
Loan amount$787,277
Principal and interest$5,296
Property taxes (0.62% a year)$414
Homeowners insurance (our estimate, 0.5% a year)$334
FHA mortgage insurance$484
Total per month$6,528

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Questions about home buying in San Dimas

What is the median home value in San Dimas?

About $801,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in San Dimas?

Homeowners pay a median $5,004 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in San Dimas?

For the median home with 20% down at 7.11%, the payment is about $5,063 a month. Keeping that under 28% of gross income takes about $217,001 a year.

More about San Dimas

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data