The typical owner-occupied home in Solano County is worth about $617,700, 16% below the California median of $734,700 and 86% above the national median of $332,700. Owners pay a median $4,621 a year in property taxes, about 0.75% of their home's value, higher than the California rate of 0.70%. The median household earns $100,401 a year, so the median home costs 6.2 times the median income (7.4 times for California). 63% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Solano County at a glance
| Solano County | California | U.S. | |
|---|---|---|---|
| Median home value | $617,700 | $734,700 | $332,700 |
| Median property tax paid per year | $4,621 | $5,124 | $3,119 |
| Property tax as a share of value | 0.75% | 0.70% | 0.94% |
| Median household income | $100,401 | $99,122 | $80,734 |
| Homes lived in by their owners | 63% | 56% | 65% |
| Owner homes with a mortgage | 72% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,746 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 24.7% | 24.8% | 21.0% |
| Median rent | $2,163 | $2,036 | $1,413 |
| Rent as a share of renters' income | 34.7% | 32.8% | 30.6% |
| Median year homes were built | 1982 | 1976 | 1980 |
| Vacant homes | 4.4% | 7.5% | 10.1% |
| Population | 451,918 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Solano County
At this week's average 30-year rate of 7.11%, buying the median Solano County home of $617,700 with 20% down costs about $3,968 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,997, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $170,044 for the 20%-down payment. That payment is 47% of the median Solano County household income of $100,401; at that income and 20% down, the 28% guideline points to a home of about $365,000.
The median rent here is $2,163 a month, so owning the median home costs about $1,805 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $123,540 |
|---|---|
| Loan amount | $494,160 |
| Principal and interest | $3,324 |
| Property taxes (0.75% a year) | $386 |
| Homeowners insurance (our estimate, 0.5% a year) | $257 |
| PMI | $0 |
| Total per month | $3,968 |
Change the numbers in the calculator
| Down payment | $21,620 |
|---|---|
| Loan amount | $606,512 |
| Principal and interest | $4,080 |
| Property taxes (0.75% a year) | $386 |
| Homeowners insurance (our estimate, 0.5% a year) | $257 |
| FHA mortgage insurance | $273 |
| Total per month | $4,997 |
Change the numbers in the calculator
Questions about home buying in Solano County
What is the median home value in Solano County?
About $617,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Solano County?
Homeowners pay a median $4,621 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Solano County?
For the median home with 20% down at 7.11%, the payment is about $3,968 a month. Keeping that under 28% of gross income takes about $170,044 a year.
More about Solano County
- Mortgage Refinance in Solano County
- Debt Relief in Solano County
- Home Equity Loans in Solano County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data