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Buying a home in Carson, California

The typical owner-occupied home in Carson is worth about $704,400, 4% below the California median of $734,700 and 2.1 times the national median of $332,700. Owners pay a median $4,361 a year in property taxes, about 0.62% of their home's value, lower than the California rate of 0.70%. The median household earns $108,703 a year, so the median home costs 6.5 times the median income (7.4 times for California). 74% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Carson at a glance

Carson California U.S.
Median home value $704,400 $734,700 $332,700
Median property tax paid per year $4,361 $5,124 $3,119
Property tax as a share of value 0.62% 0.70% 0.94%
Median household income $108,703 $99,122 $80,734
Homes lived in by their owners 74% 56% 65%
Owner homes with a mortgage 67% 67% 61%
Median monthly costs, owners with a mortgage $2,649 $2,946 $1,963
Those costs as a share of the owners' income 25.8% 24.8% 21.0%
Median rent $1,956 $2,036 $1,413
Rent as a share of renters' income 31.9% 32.8% 30.6%
Median year homes were built 1966 1976 1980
Vacant homes 4.3% 7.5% 10.1%
Population 92,871 39,287,377 334,922,499

What a typical home costs per month in Carson

At this week's average 30-year rate of 7.11%, buying the median Carson home of $704,400 with 20% down costs about $4,448 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,622, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $190,641 for the 20%-down payment. That payment is 49% of the median Carson household income of $108,703; at that income and 20% down, the 28% guideline points to a home of about $402,000.

The median rent here is $1,956 a month, so owning the median home costs about $2,492 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$140,880
Loan amount$563,520
Principal and interest$3,791
Property taxes (0.62% a year)$364
Homeowners insurance (our estimate, 0.5% a year)$294
PMI$0
Total per month$4,448

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3.5% down, 30-year FHA loan
Down payment$24,654
Loan amount$691,642
Principal and interest$4,653
Property taxes (0.62% a year)$364
Homeowners insurance (our estimate, 0.5% a year)$294
FHA mortgage insurance$312
Total per month$5,622

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Questions about home buying in Carson

What is the median home value in Carson?

About $704,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Carson?

Homeowners pay a median $4,361 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Carson?

For the median home with 20% down at 7.11%, the payment is about $4,448 a month. Keeping that under 28% of gross income takes about $190,641 a year.

More about Carson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data