The typical owner-occupied home in Arcadia is worth about $1,441,800, 96% above the California median of $734,700 and 4.3 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 0.69% of their home's value, close to the California rate of 0.70%. The median household earns $113,516 a year, so the median home costs 12.7 times the median income (7.4 times for California). 58% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Arcadia at a glance
| Arcadia | California | U.S. | |
|---|---|---|---|
| Median home value | $1,441,800 | $734,700 | $332,700 |
| Median property tax paid per year | $10,001 | $5,124 | $3,119 |
| Property tax as a share of value | 0.69% | 0.70% | 0.94% |
| Median household income | $113,516 | $99,122 | $80,734 |
| Homes lived in by their owners | 58% | 56% | 65% |
| Owner homes with a mortgage | 55% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $4,001 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 28.8% | 24.8% | 21.0% |
| Median rent | $2,191 | $2,036 | $1,413 |
| Rent as a share of renters' income | 34.8% | 32.8% | 30.6% |
| Median year homes were built | 1965 | 1976 | 1980 |
| Vacant homes | 8.4% | 7.5% | 10.1% |
| Population | 55,170 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Arcadia
At this week's average 30-year rate of 7.11%, buying the median Arcadia home of $1,441,800 with 20% down costs about $9,189 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $11,823, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $393,816 for the 20%-down payment. That payment is 97% of the median Arcadia household income of $113,516; at that income and 20% down, the 28% guideline points to a home of about $416,000.
The median rent here is $2,191 a month, so owning the median home costs about $6,998 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $288,360 |
|---|---|
| Loan amount | $1,153,440 |
| Principal and interest | $7,759 |
| Property taxes (0.69% a year) | $829 |
| Homeowners insurance (our estimate, 0.5% a year) | $601 |
| PMI | $0 |
| Total per month | $9,189 |
Change the numbers in the calculator
| Down payment | $50,463 |
|---|---|
| Loan amount | $1,415,685 |
| Principal and interest | $9,523 |
| Property taxes (0.69% a year) | $829 |
| Homeowners insurance (our estimate, 0.5% a year) | $601 |
| FHA mortgage insurance | $870 |
| Total per month | $11,823 |
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Questions about home buying in Arcadia
What is the median home value in Arcadia?
About $1,441,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Arcadia?
Homeowners pay a median $10,001 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Arcadia?
For the median home with 20% down at 7.11%, the payment is about $9,189 a month. Keeping that under 28% of gross income takes about $393,816 a year.
More about Arcadia
- Mortgage Refinance in Arcadia
- Debt Relief in Arcadia
- Home Equity Loans in Arcadia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data