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Buying a home in Hawthorne, California

The typical owner-occupied home in Hawthorne is worth about $863,400, 18% above the California median of $734,700 and 2.6 times the national median of $332,700. Owners pay a median $5,975 a year in property taxes, about 0.69% of their home's value, close to the California rate of 0.70%. The median household earns $75,848 a year, so the median home costs 11.4 times the median income (7.4 times for California). 27% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.

Hawthorne at a glance

Hawthorne California U.S.
Median home value $863,400 $734,700 $332,700
Median property tax paid per year $5,975 $5,124 $3,119
Property tax as a share of value 0.69% 0.70% 0.94%
Median household income $75,848 $99,122 $80,734
Homes lived in by their owners 27% 56% 65%
Owner homes with a mortgage 71% 67% 61%
Median monthly costs, owners with a mortgage $3,059 $2,946 $1,963
Those costs as a share of the owners' income 26.9% 24.8% 21.0%
Median rent $1,782 $2,036 $1,413
Rent as a share of renters' income 35.4% 32.8% 30.6%
Median year homes were built 1970 1976 1980
Vacant homes 4.2% 7.5% 10.1%
Population 85,191 39,287,377 334,922,499

What a typical home costs per month in Hawthorne

At this week's average 30-year rate of 7.11%, buying the median Hawthorne home of $863,400 with 20% down costs about $5,503 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,080, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $235,831 for the 20%-down payment. That payment is 87% of the median Hawthorne household income of $75,848; at that income and 20% down, the 28% guideline points to a home of about $278,000.

The median rent here is $1,782 a month, so owning the median home costs about $3,721 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$172,680
Loan amount$690,720
Principal and interest$4,647
Property taxes (0.69% a year)$496
Homeowners insurance (our estimate, 0.5% a year)$360
PMI$0
Total per month$5,503

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3.5% down, 30-year FHA loan
Down payment$30,219
Loan amount$847,762
Principal and interest$5,703
Property taxes (0.69% a year)$496
Homeowners insurance (our estimate, 0.5% a year)$360
FHA mortgage insurance$521
Total per month$7,080

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Questions about home buying in Hawthorne

What is the median home value in Hawthorne?

About $863,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hawthorne?

Homeowners pay a median $5,975 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hawthorne?

For the median home with 20% down at 7.11%, the payment is about $5,503 a month. Keeping that under 28% of gross income takes about $235,831 a year.

More about Hawthorne

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data