The typical owner-occupied home in Tulare County is worth about $330,100, 55% below the California median of $734,700 and about the same as the national median of $332,700. Owners pay a median $2,318 a year in property taxes, about 0.70% of their home's value, close to the California rate of 0.70%. The median household earns $71,300 a year, so the median home costs 4.6 times the median income (7.4 times for California). 58% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Tulare County at a glance
| Tulare County | California | U.S. | |
|---|---|---|---|
| Median home value | $330,100 | $734,700 | $332,700 |
| Median property tax paid per year | $2,318 | $5,124 | $3,119 |
| Property tax as a share of value | 0.70% | 0.70% | 0.94% |
| Median household income | $71,300 | $99,122 | $80,734 |
| Homes lived in by their owners | 58% | 56% | 65% |
| Owner homes with a mortgage | 65% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,868 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 23.0% | 24.8% | 21.0% |
| Median rent | $1,280 | $2,036 | $1,413 |
| Rent as a share of renters' income | 30.3% | 32.8% | 30.6% |
| Median year homes were built | 1983 | 1976 | 1980 |
| Vacant homes | 7.1% | 7.5% | 10.1% |
| Population | 478,693 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Tulare County
At this week's average 30-year rate of 7.11%, buying the median Tulare County home of $330,100 with 20% down costs about $2,107 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,656, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $90,282 for the 20%-down payment. That payment is 35% of the median Tulare County household income of $71,300; at that income and 20% down, the 28% guideline points to a home of about $261,000.
The median rent here is $1,280 a month, so owning the median home costs about $827 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $66,020 |
|---|---|
| Loan amount | $264,080 |
| Principal and interest | $1,776 |
| Property taxes (0.70% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $138 |
| PMI | $0 |
| Total per month | $2,107 |
Change the numbers in the calculator
| Down payment | $11,554 |
|---|---|
| Loan amount | $324,121 |
| Principal and interest | $2,180 |
| Property taxes (0.70% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $138 |
| FHA mortgage insurance | $146 |
| Total per month | $2,656 |
Change the numbers in the calculator
Questions about home buying in Tulare County
What is the median home value in Tulare County?
About $330,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tulare County?
Homeowners pay a median $2,318 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tulare County?
For the median home with 20% down at 7.11%, the payment is about $2,107 a month. Keeping that under 28% of gross income takes about $90,282 a year.
More about Tulare County
- Mortgage Refinance in Tulare County
- Debt Relief in Tulare County
- Home Equity Loans in Tulare County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data