The typical owner-occupied home in Northfork is worth about $33,700, 79% below the West Virginia median of $162,600 and 90% below the national median of $332,700. Owners pay a median $350 a year in property taxes, about 1.04% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $50,208 a year, so the median home costs 0.7 times the median income (2.7 times for West Virginia). 92% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Northfork at a glance
| Northfork | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $33,700 | $162,600 | $332,700 |
| Median property tax paid per year | $350 | $865 | $3,119 |
| Property tax as a share of value | 1.04% | 0.53% | 0.94% |
| Median household income | $50,208 | $59,608 | $80,734 |
| Homes lived in by their owners | 92% | 75% | 65% |
| Owner homes with a mortgage | 0% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 63.0% | 15.4% | 10.1% |
| Population | 169 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Northfork
At this week's average 30-year rate of 7.11%, buying the median Northfork home of $33,700 with 20% down costs about $225 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $281, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $9,626 for the 20%-down payment. That payment is 5% of the median Northfork household income of $50,208; at that income and 20% down, the 28% guideline points to a home of about $176,000.
| Down payment | $6,740 |
|---|---|
| Loan amount | $26,960 |
| Principal and interest | $181 |
| Property taxes (1.04% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| PMI | $0 |
| Total per month | $225 |
Change the numbers in the calculator
| Down payment | $1,180 |
|---|---|
| Loan amount | $33,090 |
| Principal and interest | $223 |
| Property taxes (1.04% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $14 |
| FHA mortgage insurance | $15 |
| Total per month | $281 |
Change the numbers in the calculator
Questions about home buying in Northfork
What is the median home value in Northfork?
About $33,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Northfork?
Homeowners pay a median $350 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Northfork?
For the median home with 20% down at 7.11%, the payment is about $225 a month. Keeping that under 28% of gross income takes about $9,626 a year.
More about Northfork
- Mortgage Refinance in Northfork
- Debt Relief in Northfork
- Home Equity Loans in Northfork
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data