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Buying a home in Kimball, West Virginia

The typical owner-occupied home in Kimball is worth about $30,200, 81% below the West Virginia median of $162,600 and 91% below the national median of $332,700. Owners pay a median $243 a year in property taxes, about 0.80% of their home's value, higher than the West Virginia rate of 0.53%. 19% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

Kimball at a glance

Kimball West Virginia U.S.
Median home value $30,200 $162,600 $332,700
Median property tax paid per year $243 $865 $3,119
Property tax as a share of value 0.80% 0.53% 0.94%
Median household income – $59,608 $80,734
Homes lived in by their owners 19% 75% 65%
Owner homes with a mortgage 17% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent $613 $872 $1,413
Rent as a share of renters' income 51.0% 29.4% 30.6%
Median year homes were built 2002 1976 1980
Vacant homes 38.1% 15.4% 10.1%
Population 231 1,778,373 334,922,499

What a typical home costs per month in Kimball

At this week's average 30-year rate of 7.11%, buying the median Kimball home of $30,200 with 20% down costs about $195 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $246, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $8,368 for the 20%-down payment.

The median rent here is $613 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$6,040
Loan amount$24,160
Principal and interest$163
Property taxes (0.80% a year)$20
Homeowners insurance (our estimate, 0.5% a year)$13
PMI$0
Total per month$195

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3.5% down, 30-year FHA loan
Down payment$1,057
Loan amount$29,653
Principal and interest$199
Property taxes (0.80% a year)$20
Homeowners insurance (our estimate, 0.5% a year)$13
FHA mortgage insurance$13
Total per month$246

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Questions about home buying in Kimball

What is the median home value in Kimball?

About $30,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Kimball?

Homeowners pay a median $243 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Kimball?

For the median home with 20% down at 7.11%, the payment is about $195 a month. Keeping that under 28% of gross income takes about $8,368 a year.

More about Kimball

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data