The typical owner-occupied home in Berwind is worth about $21,900, 87% below the West Virginia median of $162,600 and 93% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Berwind at a glance
| Berwind | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $21,900 | $162,600 | $332,700 |
| Median property tax paid per year | – | $865 | $3,119 |
| Median household income | – | $59,608 | $80,734 |
| Homes lived in by their owners | 100% | 75% | 65% |
| Owner homes with a mortgage | 0% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1966 | 1976 | 1980 |
| Vacant homes | 54.3% | 15.4% | 10.1% |
| Population | 127 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Berwind
At this week's average 30-year rate of 7.11%, buying the median Berwind home of $21,900 with 20% down costs about $147 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $184, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $6,303 for the 20%-down payment.
| Down payment | $4,380 |
|---|---|
| Loan amount | $17,520 |
| Principal and interest | $118 |
| Property taxes (1.10% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $9 |
| PMI | $0 |
| Total per month | $147 |
Change the numbers in the calculator
| Down payment | $766 |
|---|---|
| Loan amount | $21,503 |
| Principal and interest | $145 |
| Property taxes (1.10% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $9 |
| FHA mortgage insurance | $10 |
| Total per month | $184 |
Change the numbers in the calculator
Questions about home buying in Berwind
What is the median home value in Berwind?
About $21,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Berwind?
For the median home with 20% down at 7.11%, the payment is about $147 a month. Keeping that under 28% of gross income takes about $6,303 a year.
More about Berwind
- Mortgage Refinance in Berwind
- Debt Relief in Berwind
- Home Equity Loans in Berwind
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data