The typical owner-occupied home in West Dummerston is worth about $188,200, 41% below the Vermont median of $316,600 and 43% below the national median of $332,700. 71% of occupied homes here are lived in by their owners, and 91% of those owners still have a mortgage.
West Dummerston at a glance
| West Dummerston | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $188,200 | $316,600 | $332,700 |
| Median property tax paid per year | – | $5,039 | $3,119 |
| Median household income | – | $81,203 | $80,734 |
| Homes lived in by their owners | 71% | 73% | 65% |
| Owner homes with a mortgage | 91% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,907 | $1,963 |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 0.0% | 19.4% | 10.1% |
| Population | 46 | 647,106 | 334,922,499 |
What a typical home costs per month in West Dummerston
At this week's average 30-year rate of 7.11%, buying the median West Dummerston home of $188,200 with 20% down costs about $1,264 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,577, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,161 for the 20%-down payment.
| Down payment | $37,640 |
|---|---|
| Loan amount | $150,560 |
| Principal and interest | $1,013 |
| Property taxes (1.10% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| PMI | $0 |
| Total per month | $1,264 |
Change the numbers in the calculator
| Down payment | $6,587 |
|---|---|
| Loan amount | $184,791 |
| Principal and interest | $1,243 |
| Property taxes (1.10% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| FHA mortgage insurance | $83 |
| Total per month | $1,577 |
Change the numbers in the calculator
Questions about home buying in West Dummerston
What is the median home value in West Dummerston?
About $188,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in West Dummerston?
For the median home with 20% down at 7.11%, the payment is about $1,264 a month. Keeping that under 28% of gross income takes about $54,161 a year.
More about West Dummerston
- Mortgage Refinance in West Dummerston
- Debt Relief in West Dummerston
- Home Equity Loans in West Dummerston
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data