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Buying a home in Bennington County, Vermont

The typical owner-occupied home in Bennington County is worth about $279,900, 12% below the Vermont median of $316,600 and 16% below the national median of $332,700. Owners pay a median $4,580 a year in property taxes, about 1.64% of their home's value, close to the Vermont rate of 1.59%. The median household earns $73,325 a year, so the median home costs 3.8 times the median income (3.9 times for Vermont). 74% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.

Bennington County at a glance

Bennington County Vermont U.S.
Median home value $279,900 $316,600 $332,700
Median property tax paid per year $4,580 $5,039 $3,119
Property tax as a share of value 1.64% 1.59% 0.94%
Median household income $73,325 $81,203 $80,734
Homes lived in by their owners 74% 73% 65%
Owner homes with a mortgage 57% 60% 61%
Median monthly costs, owners with a mortgage $1,708 $1,907 $1,963
Those costs as a share of the owners' income 22.1% 21.7% 21.0%
Median rent $1,109 $1,234 $1,413
Rent as a share of renters' income 37.8% 29.4% 30.6%
Median year homes were built 1972 1976 1980
Vacant homes 28.3% 19.4% 10.1%
Population 37,269 647,106 334,922,499

What a typical home costs per month in Bennington County

At this week's average 30-year rate of 7.11%, buying the median Bennington County home of $279,900 with 20% down costs about $2,005 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,472, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,949 for the 20%-down payment. That payment is 33% of the median Bennington County household income of $73,325; at that income and 20% down, the 28% guideline points to a home of about $239,000.

The median rent here is $1,109 a month, so owning the median home costs about $896 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$55,980
Loan amount$223,920
Principal and interest$1,506
Property taxes (1.64% a year)$383
Homeowners insurance (our estimate, 0.5% a year)$117
PMI$0
Total per month$2,005

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3.5% down, 30-year FHA loan
Down payment$9,796
Loan amount$274,830
Principal and interest$1,849
Property taxes (1.64% a year)$383
Homeowners insurance (our estimate, 0.5% a year)$117
FHA mortgage insurance$124
Total per month$2,472

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Questions about home buying in Bennington County

What is the median home value in Bennington County?

About $279,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bennington County?

Homeowners pay a median $4,580 a year, which is about 1.64% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bennington County?

For the median home with 20% down at 7.11%, the payment is about $2,005 a month. Keeping that under 28% of gross income takes about $85,949 a year.

More about Bennington County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data