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Buying a home in Brattleboro, Vermont

The typical owner-occupied home in Brattleboro is worth about $234,600, 26% below the Vermont median of $316,600 and 29% below the national median of $332,700. Owners pay a median $5,490 a year in property taxes, about 2.34% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $52,734 a year, so the median home costs 4.4 times the median income (3.9 times for Vermont). 51% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Brattleboro at a glance

Brattleboro Vermont U.S.
Median home value $234,600 $316,600 $332,700
Median property tax paid per year $5,490 $5,039 $3,119
Property tax as a share of value 2.34% 1.59% 0.94%
Median household income $52,734 $81,203 $80,734
Homes lived in by their owners 51% 73% 65%
Owner homes with a mortgage 75% 60% 61%
Median monthly costs, owners with a mortgage $1,675 $1,907 $1,963
Those costs as a share of the owners' income 23.5% 21.7% 21.0%
Median rent $1,113 $1,234 $1,413
Rent as a share of renters' income 28.7% 29.4% 30.6%
Median year homes were built 1938 1976 1980
Vacant homes 5.9% 19.4% 10.1%
Population 7,657 647,106 334,922,499

What a typical home costs per month in Brattleboro

At this week's average 30-year rate of 7.11%, buying the median Brattleboro home of $234,600 with 20% down costs about $1,818 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,209, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $77,904 for the 20%-down payment. That payment is 41% of the median Brattleboro household income of $52,734; at that income and 20% down, the 28% guideline points to a home of about $159,000.

The median rent here is $1,113 a month, so owning the median home costs about $705 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$46,920
Loan amount$187,680
Principal and interest$1,263
Property taxes (2.34% a year)$457
Homeowners insurance (our estimate, 0.5% a year)$98
PMI$0
Total per month$1,818

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3.5% down, 30-year FHA loan
Down payment$8,211
Loan amount$230,351
Principal and interest$1,550
Property taxes (2.34% a year)$457
Homeowners insurance (our estimate, 0.5% a year)$98
FHA mortgage insurance$104
Total per month$2,209

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Questions about home buying in Brattleboro

What is the median home value in Brattleboro?

About $234,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brattleboro?

Homeowners pay a median $5,490 a year, which is about 2.34% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brattleboro?

For the median home with 20% down at 7.11%, the payment is about $1,818 a month. Keeping that under 28% of gross income takes about $77,904 a year.

More about Brattleboro

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data