The typical owner-occupied home in Windsor County is worth about $296,400, 6% below the Vermont median of $316,600 and 11% below the national median of $332,700. Owners pay a median $5,458 a year in property taxes, about 1.84% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $77,594 a year, so the median home costs 3.8 times the median income (3.9 times for Vermont). 75% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Windsor County at a glance
| Windsor County | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $296,400 | $316,600 | $332,700 |
| Median property tax paid per year | $5,458 | $5,039 | $3,119 |
| Property tax as a share of value | 1.84% | 1.59% | 0.94% |
| Median household income | $77,594 | $81,203 | $80,734 |
| Homes lived in by their owners | 75% | 73% | 65% |
| Owner homes with a mortgage | 52% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,850 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 20.9% | 21.7% | 21.0% |
| Median rent | $1,118 | $1,234 | $1,413 |
| Rent as a share of renters' income | 26.8% | 29.4% | 30.6% |
| Median year homes were built | 1973 | 1976 | 1980 |
| Vacant homes | 27.4% | 19.4% | 10.1% |
| Population | 57,990 | 647,106 | 334,922,499 |
What a typical home costs per month in Windsor County
At this week's average 30-year rate of 7.11%, buying the median Windsor County home of $296,400 with 20% down costs about $2,173 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,667, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $93,133 for the 20%-down payment. That payment is 34% of the median Windsor County household income of $77,594; at that income and 20% down, the 28% guideline points to a home of about $247,000.
The median rent here is $1,118 a month, so owning the median home costs about $1,055 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $59,280 |
|---|---|
| Loan amount | $237,120 |
| Principal and interest | $1,595 |
| Property taxes (1.84% a year) | $454 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| PMI | $0 |
| Total per month | $2,173 |
Change the numbers in the calculator
| Down payment | $10,374 |
|---|---|
| Loan amount | $291,031 |
| Principal and interest | $1,958 |
| Property taxes (1.84% a year) | $454 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| FHA mortgage insurance | $131 |
| Total per month | $2,667 |
Change the numbers in the calculator
Questions about home buying in Windsor County
What is the median home value in Windsor County?
About $296,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windsor County?
Homeowners pay a median $5,458 a year, which is about 1.84% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windsor County?
For the median home with 20% down at 7.11%, the payment is about $2,173 a month. Keeping that under 28% of gross income takes about $93,133 a year.
More about Windsor County
- Mortgage Refinance in Windsor County
- Debt Relief in Windsor County
- Home Equity Loans in Windsor County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data