The typical owner-occupied home in Jacksonville is worth about $223,400, 29% below the Vermont median of $316,600 and 33% below the national median of $332,700. Owners pay a median $3,795 a year in property taxes, about 1.70% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $83,281 a year, so the median home costs 2.7 times the median income (3.9 times for Vermont). 100% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Jacksonville at a glance
| Jacksonville | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $223,400 | $316,600 | $332,700 |
| Median property tax paid per year | $3,795 | $5,039 | $3,119 |
| Property tax as a share of value | 1.70% | 1.59% | 0.94% |
| Median household income | $83,281 | $81,203 | $80,734 |
| Homes lived in by their owners | 100% | 73% | 65% |
| Owner homes with a mortgage | 60% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,714 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 23.1% | 21.7% | 21.0% |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 1950 | 1976 | 1980 |
| Vacant homes | 45.4% | 19.4% | 10.1% |
| Population | 106 | 647,106 | 334,922,499 |
What a typical home costs per month in Jacksonville
At this week's average 30-year rate of 7.11%, buying the median Jacksonville home of $223,400 with 20% down costs about $1,612 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,984, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,078 for the 20%-down payment. That payment is 23% of the median Jacksonville household income of $83,281; at that income and 20% down, the 28% guideline points to a home of about $269,000.
| Down payment | $44,680 |
|---|---|
| Loan amount | $178,720 |
| Principal and interest | $1,202 |
| Property taxes (1.70% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,612 |
Change the numbers in the calculator
| Down payment | $7,819 |
|---|---|
| Loan amount | $219,354 |
| Principal and interest | $1,476 |
| Property taxes (1.70% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $99 |
| Total per month | $1,984 |
Change the numbers in the calculator
Questions about home buying in Jacksonville
What is the median home value in Jacksonville?
About $223,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jacksonville?
Homeowners pay a median $3,795 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jacksonville?
For the median home with 20% down at 7.11%, the payment is about $1,612 a month. Keeping that under 28% of gross income takes about $69,078 a year.
More about Jacksonville
- Mortgage Refinance in Jacksonville
- Debt Relief in Jacksonville
- Home Equity Loans in Jacksonville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data