The typical owner-occupied home in Londonderry is worth about $166,500, 47% below the Vermont median of $316,600 and 50% below the national median of $332,700. Owners pay a median $3,568 a year in property taxes, about 2.14% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $54,000 a year, so the median home costs 3.1 times the median income (3.9 times for Vermont). 100% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.
Londonderry at a glance
| Londonderry | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $166,500 | $316,600 | $332,700 |
| Median property tax paid per year | $3,568 | $5,039 | $3,119 |
| Property tax as a share of value | 2.14% | 1.59% | 0.94% |
| Median household income | $54,000 | $81,203 | $80,734 |
| Homes lived in by their owners | 100% | 73% | 65% |
| Owner homes with a mortgage | 85% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,907 | $1,963 |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 16.9% | 19.4% | 10.1% |
| Population | 137 | 647,106 | 334,922,499 |
What a typical home costs per month in Londonderry
At this week's average 30-year rate of 7.11%, buying the median Londonderry home of $166,500 with 20% down costs about $1,262 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,540, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,100 for the 20%-down payment. That payment is 28% of the median Londonderry household income of $54,000; at that income and 20% down, the 28% guideline points to a home of about $166,000.
| Down payment | $33,300 |
|---|---|
| Loan amount | $133,200 |
| Principal and interest | $896 |
| Property taxes (2.14% a year) | $297 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| PMI | $0 |
| Total per month | $1,262 |
Change the numbers in the calculator
| Down payment | $5,828 |
|---|---|
| Loan amount | $163,484 |
| Principal and interest | $1,100 |
| Property taxes (2.14% a year) | $297 |
| Homeowners insurance (our estimate, 0.5% a year) | $69 |
| FHA mortgage insurance | $74 |
| Total per month | $1,540 |
Change the numbers in the calculator
Questions about home buying in Londonderry
What is the median home value in Londonderry?
About $166,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Londonderry?
Homeowners pay a median $3,568 a year, which is about 2.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Londonderry?
For the median home with 20% down at 7.11%, the payment is about $1,262 a month. Keeping that under 28% of gross income takes about $54,100 a year.
More about Londonderry
- Mortgage Refinance in Londonderry
- Debt Relief in Londonderry
- Home Equity Loans in Londonderry
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data