The typical owner-occupied home in Saxtons River is worth about $183,700, 42% below the Vermont median of $316,600 and 45% below the national median of $332,700. Owners pay a median $2,923 a year in property taxes, about 1.59% of their home's value, close to the Vermont rate of 1.59%. The median household earns $106,250 a year, so the median home costs 1.7 times the median income (3.9 times for Vermont). 40% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Saxtons River at a glance
| Saxtons River | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $183,700 | $316,600 | $332,700 |
| Median property tax paid per year | $2,923 | $5,039 | $3,119 |
| Property tax as a share of value | 1.59% | 1.59% | 0.94% |
| Median household income | $106,250 | $81,203 | $80,734 |
| Homes lived in by their owners | 40% | 73% | 65% |
| Owner homes with a mortgage | 50% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,111 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 16.8% | 21.7% | 21.0% |
| Median rent | $1,188 | $1,234 | $1,413 |
| Rent as a share of renters' income | 32.9% | 29.4% | 30.6% |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 7.8% | 19.4% | 10.1% |
| Population | 553 | 647,106 | 334,922,499 |
What a typical home costs per month in Saxtons River
At this week's average 30-year rate of 7.11%, buying the median Saxtons River home of $183,700 with 20% down costs about $1,309 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,615, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,081 for the 20%-down payment. That payment is 15% of the median Saxtons River household income of $106,250; at that income and 20% down, the 28% guideline points to a home of about $348,000.
The median rent here is $1,188 a month, so owning the median home costs about $121 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $36,740 |
|---|---|
| Loan amount | $146,960 |
| Principal and interest | $989 |
| Property taxes (1.59% a year) | $243 |
| Homeowners insurance (our estimate, 0.5% a year) | $77 |
| PMI | $0 |
| Total per month | $1,309 |
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| Down payment | $6,430 |
|---|---|
| Loan amount | $180,373 |
| Principal and interest | $1,213 |
| Property taxes (1.59% a year) | $243 |
| Homeowners insurance (our estimate, 0.5% a year) | $77 |
| FHA mortgage insurance | $81 |
| Total per month | $1,615 |
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Questions about home buying in Saxtons River
What is the median home value in Saxtons River?
About $183,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saxtons River?
Homeowners pay a median $2,923 a year, which is about 1.59% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saxtons River?
For the median home with 20% down at 7.11%, the payment is about $1,309 a month. Keeping that under 28% of gross income takes about $56,081 a year.
More about Saxtons River
- Mortgage Refinance in Saxtons River
- Debt Relief in Saxtons River
- Home Equity Loans in Saxtons River
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data