The typical owner-occupied home in Lapoint is worth about $231,800, 53% below the Utah median of $489,400 and 30% below the national median of $332,700. 77% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Lapoint at a glance
| Lapoint | Utah | U.S. | |
|---|---|---|---|
| Median home value | $231,800 | $489,400 | $332,700 |
| Median property tax paid per year | – | $2,525 | $3,119 |
| Median household income | – | $95,166 | $80,734 |
| Homes lived in by their owners | 77% | 70% | 65% |
| Owner homes with a mortgage | 100% | 69% | 61% |
| Median monthly costs, owners with a mortgage | $1,719 | $2,009 | $1,963 |
| Those costs as a share of the owners' income | 20.4% | 20.5% | 21.0% |
| Median rent | – | $1,496 | $1,413 |
| Median year homes were built | 1964 | 1992 | 1980 |
| Vacant homes | 0.0% | 8.1% | 10.1% |
| Population | 122 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Lapoint
At this week's average 30-year rate of 7.11%, buying the median Lapoint home of $231,800 with 20% down costs about $1,557 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,943, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,709 for the 20%-down payment.
| Down payment | $46,360 |
|---|---|
| Loan amount | $185,440 |
| Principal and interest | $1,247 |
| Property taxes (1.10% a year) | $212 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,557 |
Change the numbers in the calculator
| Down payment | $8,113 |
|---|---|
| Loan amount | $227,602 |
| Principal and interest | $1,531 |
| Property taxes (1.10% a year) | $212 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,943 |
Change the numbers in the calculator
Questions about home buying in Lapoint
What is the median home value in Lapoint?
About $231,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Lapoint?
For the median home with 20% down at 7.11%, the payment is about $1,557 a month. Keeping that under 28% of gross income takes about $66,709 a year.
More about Lapoint
- Mortgage Refinance in Lapoint
- Debt Relief in Lapoint
- Home Equity Loans in Lapoint
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data