The typical owner-occupied home in Fort Duchesne is worth about $200,000, 59% below the Utah median of $489,400 and 40% below the national median of $332,700. The median household earns $42,596 a year, so the median home costs 4.7 times the median income (5.1 times for Utah). 55% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Fort Duchesne at a glance
| Fort Duchesne | Utah | U.S. | |
|---|---|---|---|
| Median home value | $200,000 | $489,400 | $332,700 |
| Median property tax paid per year | – | $2,525 | $3,119 |
| Median household income | $42,596 | $95,166 | $80,734 |
| Homes lived in by their owners | 55% | 70% | 65% |
| Owner homes with a mortgage | 0% | 69% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,009 | $1,963 |
| Median rent | – | $1,496 | $1,413 |
| Median year homes were built | 1976 | 1992 | 1980 |
| Vacant homes | 54.0% | 8.1% | 10.1% |
| Population | 271 | 3,392,331 | 334,922,499 |
What a typical home costs per month in Fort Duchesne
At this week's average 30-year rate of 7.11%, buying the median Fort Duchesne home of $200,000 with 20% down costs about $1,343 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,676, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,557 for the 20%-down payment. That payment is 38% of the median Fort Duchesne household income of $42,596; at that income and 20% down, the 28% guideline points to a home of about $148,000.
| Down payment | $40,000 |
|---|---|
| Loan amount | $160,000 |
| Principal and interest | $1,076 |
| Property taxes (1.10% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| PMI | $0 |
| Total per month | $1,343 |
Change the numbers in the calculator
| Down payment | $7,000 |
|---|---|
| Loan amount | $196,378 |
| Principal and interest | $1,321 |
| Property taxes (1.10% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| FHA mortgage insurance | $88 |
| Total per month | $1,676 |
Change the numbers in the calculator
Questions about home buying in Fort Duchesne
What is the median home value in Fort Duchesne?
About $200,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fort Duchesne?
For the median home with 20% down at 7.11%, the payment is about $1,343 a month. Keeping that under 28% of gross income takes about $57,557 a year.
More about Fort Duchesne
- Mortgage Refinance in Fort Duchesne
- Debt Relief in Fort Duchesne
- Home Equity Loans in Fort Duchesne
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data