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Buying a home in Lewisberry, Pennsylvania

The typical owner-occupied home in Lewisberry is worth about $218,400, 14% below the Pennsylvania median of $254,500 and 34% below the national median of $332,700. Owners pay a median $2,540 a year in property taxes, about 1.16% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $94,219 a year, so the median home costs 2.3 times the median income (3.3 times for Pennsylvania). 83% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Lewisberry at a glance

Lewisberry Pennsylvania U.S.
Median home value $218,400 $254,500 $332,700
Median property tax paid per year $2,540 $3,311 $3,119
Property tax as a share of value 1.16% 1.30% 0.94%
Median household income $94,219 $77,971 $80,734
Homes lived in by their owners 83% 69% 65%
Owner homes with a mortgage 70% 58% 61%
Median monthly costs, owners with a mortgage $1,397 $1,762 $1,963
Those costs as a share of the owners' income 17.0% 19.4% 21.0%
Median rent $1,308 $1,209 $1,413
Rent as a share of renters' income 23.2% 29.2% 30.6%
Median year homes were built 1948 1965 1980
Vacant homes 8.1% 9.2% 10.1%
Population 530 13,018,639 334,922,499

What a typical home costs per month in Lewisberry

At this week's average 30-year rate of 7.11%, buying the median Lewisberry home of $218,400 with 20% down costs about $1,477 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,841, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,320 for the 20%-down payment. That payment is 19% of the median Lewisberry household income of $94,219; at that income and 20% down, the 28% guideline points to a home of about $325,000.

The median rent here is $1,308 a month, so owning the median home costs about $169 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$43,680
Loan amount$174,720
Principal and interest$1,175
Property taxes (1.16% a year)$211
Homeowners insurance (our estimate, 0.5% a year)$91
PMI$0
Total per month$1,477

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3.5% down, 30-year FHA loan
Down payment$7,644
Loan amount$214,444
Principal and interest$1,443
Property taxes (1.16% a year)$211
Homeowners insurance (our estimate, 0.5% a year)$91
FHA mortgage insurance$97
Total per month$1,841

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Questions about home buying in Lewisberry

What is the median home value in Lewisberry?

About $218,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lewisberry?

Homeowners pay a median $2,540 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lewisberry?

For the median home with 20% down at 7.11%, the payment is about $1,477 a month. Keeping that under 28% of gross income takes about $63,320 a year.

More about Lewisberry

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data