The typical owner-occupied home in Prompton is worth about $174,000, 32% below the Pennsylvania median of $254,500 and 48% below the national median of $332,700. Owners pay a median $3,133 a year in property taxes, about 1.80% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $70,625 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 74% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Prompton at a glance
| Prompton | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $174,000 | $254,500 | $332,700 |
| Median property tax paid per year | $3,133 | $3,311 | $3,119 |
| Property tax as a share of value | 1.80% | 1.30% | 0.94% |
| Median household income | $70,625 | $77,971 | $80,734 |
| Homes lived in by their owners | 74% | 69% | 65% |
| Owner homes with a mortgage | 46% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,444 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 19.4% | 21.0% |
| Median rent | $1,100 | $1,209 | $1,413 |
| Rent as a share of renters' income | 22.5% | 29.2% | 30.6% |
| Median year homes were built | 1963 | 1965 | 1980 |
| Vacant homes | 14.7% | 9.2% | 10.1% |
| Population | 248 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Prompton
At this week's average 30-year rate of 7.11%, buying the median Prompton home of $174,000 with 20% down costs about $1,270 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,560, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,425 for the 20%-down payment. That payment is 22% of the median Prompton household income of $70,625; at that income and 20% down, the 28% guideline points to a home of about $226,000.
The median rent here is $1,100 a month, so owning the median home costs about $170 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,800 |
|---|---|
| Loan amount | $139,200 |
| Principal and interest | $936 |
| Property taxes (1.80% a year) | $261 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,270 |
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| Down payment | $6,090 |
|---|---|
| Loan amount | $170,848 |
| Principal and interest | $1,149 |
| Property taxes (1.80% a year) | $261 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $77 |
| Total per month | $1,560 |
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Questions about home buying in Prompton
What is the median home value in Prompton?
About $174,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Prompton?
Homeowners pay a median $3,133 a year, which is about 1.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Prompton?
For the median home with 20% down at 7.11%, the payment is about $1,270 a month. Keeping that under 28% of gross income takes about $54,425 a year.
More about Prompton
- Mortgage Refinance in Prompton
- Debt Relief in Prompton
- Home Equity Loans in Prompton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data