The typical owner-occupied home in Titusville is worth about $79,200, 69% below the Pennsylvania median of $254,500 and 76% below the national median of $332,700. Owners pay a median $1,693 a year in property taxes, about 2.14% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $38,194 a year, so the median home costs 2.1 times the median income (3.3 times for Pennsylvania). 57% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Titusville at a glance
| Titusville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $79,200 | $254,500 | $332,700 |
| Median property tax paid per year | $1,693 | $3,311 | $3,119 |
| Property tax as a share of value | 2.14% | 1.30% | 0.94% |
| Median household income | $38,194 | $77,971 | $80,734 |
| Homes lived in by their owners | 57% | 69% | 65% |
| Owner homes with a mortgage | 50% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,057 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 21.7% | 19.4% | 21.0% |
| Median rent | $662 | $1,209 | $1,413 |
| Rent as a share of renters' income | 32.4% | 29.2% | 30.6% |
| Median year homes were built | 1944 | 1965 | 1980 |
| Vacant homes | 12.0% | 9.2% | 10.1% |
| Population | 5,189 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Titusville
At this week's average 30-year rate of 7.11%, buying the median Titusville home of $79,200 with 20% down costs about $600 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $732, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,734 for the 20%-down payment. That payment is 19% of the median Titusville household income of $38,194; at that income and 20% down, the 28% guideline points to a home of about $118,000.
The median rent here is $662 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,840 |
|---|---|
| Loan amount | $63,360 |
| Principal and interest | $426 |
| Property taxes (2.14% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| PMI | $0 |
| Total per month | $600 |
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| Down payment | $2,772 |
|---|---|
| Loan amount | $77,765 |
| Principal and interest | $523 |
| Property taxes (2.14% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| FHA mortgage insurance | $35 |
| Total per month | $732 |
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Questions about home buying in Titusville
What is the median home value in Titusville?
About $79,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Titusville?
Homeowners pay a median $1,693 a year, which is about 2.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Titusville?
For the median home with 20% down at 7.11%, the payment is about $600 a month. Keeping that under 28% of gross income takes about $25,734 a year.
More about Titusville
- Mortgage Refinance in Titusville
- Debt Relief in Titusville
- Home Equity Loans in Titusville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data