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Buying a home in Hartleton, Pennsylvania

The typical owner-occupied home in Hartleton is worth about $148,900, 41% below the Pennsylvania median of $254,500 and 55% below the national median of $332,700. Owners pay a median $1,981 a year in property taxes, about 1.33% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $82,875 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 74% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Hartleton at a glance

Hartleton Pennsylvania U.S.
Median home value $148,900 $254,500 $332,700
Median property tax paid per year $1,981 $3,311 $3,119
Property tax as a share of value 1.33% 1.30% 0.94%
Median household income $82,875 $77,971 $80,734
Homes lived in by their owners 74% 69% 65%
Owner homes with a mortgage 42% 58% 61%
Median monthly costs, owners with a mortgage $1,298 $1,762 $1,963
Those costs as a share of the owners' income 17.9% 19.4% 21.0%
Median rent $1,000 $1,209 $1,413
Rent as a share of renters' income 17.1% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 3.6% 9.2% 10.1%
Population 248 13,018,639 334,922,499

What a typical home costs per month in Hartleton

At this week's average 30-year rate of 7.11%, buying the median Hartleton home of $148,900 with 20% down costs about $1,028 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,276, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,074 for the 20%-down payment. That payment is 15% of the median Hartleton household income of $82,875; at that income and 20% down, the 28% guideline points to a home of about $280,000.

The median rent here is $1,000 a month, so owning the median home costs about $28 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$29,780
Loan amount$119,120
Principal and interest$801
Property taxes (1.33% a year)$165
Homeowners insurance (our estimate, 0.5% a year)$62
PMI$0
Total per month$1,028

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3.5% down, 30-year FHA loan
Down payment$5,212
Loan amount$146,203
Principal and interest$984
Property taxes (1.33% a year)$165
Homeowners insurance (our estimate, 0.5% a year)$62
FHA mortgage insurance$66
Total per month$1,276

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Questions about home buying in Hartleton

What is the median home value in Hartleton?

About $148,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hartleton?

Homeowners pay a median $1,981 a year, which is about 1.33% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hartleton?

For the median home with 20% down at 7.11%, the payment is about $1,028 a month. Keeping that under 28% of gross income takes about $44,074 a year.

More about Hartleton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data