The typical owner-occupied home in Arnot is worth about $121,900, 52% below the Pennsylvania median of $254,500 and 63% below the national median of $332,700. Owners pay a median $1,554 a year in property taxes, about 1.27% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $93,750 a year, so the median home costs 1.3 times the median income (3.3 times for Pennsylvania). 94% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Arnot at a glance
| Arnot | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $121,900 | $254,500 | $332,700 |
| Median property tax paid per year | $1,554 | $3,311 | $3,119 |
| Property tax as a share of value | 1.27% | 1.30% | 0.94% |
| Median household income | $93,750 | $77,971 | $80,734 |
| Homes lived in by their owners | 94% | 69% | 65% |
| Owner homes with a mortgage | 63% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,391 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.6% | 19.4% | 21.0% |
| Median rent | $975 | $1,209 | $1,413 |
| Rent as a share of renters' income | 51.0% | 29.2% | 30.6% |
| Median year homes were built | 1971 | 1965 | 1980 |
| Vacant homes | 20.9% | 9.2% | 10.1% |
| Population | 430 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Arnot
At this week's average 30-year rate of 7.11%, buying the median Arnot home of $121,900 with 20% down costs about $836 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,039, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,821 for the 20%-down payment. That payment is 11% of the median Arnot household income of $93,750; at that income and 20% down, the 28% guideline points to a home of about $319,000.
The median rent here is $975 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $24,380 |
|---|---|
| Loan amount | $97,520 |
| Principal and interest | $656 |
| Property taxes (1.27% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| PMI | $0 |
| Total per month | $836 |
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| Down payment | $4,266 |
|---|---|
| Loan amount | $119,692 |
| Principal and interest | $805 |
| Property taxes (1.27% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| FHA mortgage insurance | $54 |
| Total per month | $1,039 |
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Questions about home buying in Arnot
What is the median home value in Arnot?
About $121,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Arnot?
Homeowners pay a median $1,554 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Arnot?
For the median home with 20% down at 7.11%, the payment is about $836 a month. Keeping that under 28% of gross income takes about $35,821 a year.
More about Arnot
- Mortgage Refinance in Arnot
- Debt Relief in Arnot
- Home Equity Loans in Arnot
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data