The typical owner-occupied home in Duncannon is worth about $155,600, 39% below the Pennsylvania median of $254,500 and 53% below the national median of $332,700. Owners pay a median $2,250 a year in property taxes, about 1.45% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $51,103 a year, so the median home costs 3.0 times the median income (3.3 times for Pennsylvania). 51% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Duncannon at a glance
| Duncannon | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $155,600 | $254,500 | $332,700 |
| Median property tax paid per year | $2,250 | $3,311 | $3,119 |
| Property tax as a share of value | 1.45% | 1.30% | 0.94% |
| Median household income | $51,103 | $77,971 | $80,734 |
| Homes lived in by their owners | 51% | 69% | 65% |
| Owner homes with a mortgage | 67% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,407 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 20.2% | 19.4% | 21.0% |
| Median rent | $808 | $1,209 | $1,413 |
| Rent as a share of renters' income | 24.3% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 10.6% | 9.2% | 10.1% |
| Population | 1,391 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Duncannon
At this week's average 30-year rate of 7.11%, buying the median Duncannon home of $155,600 with 20% down costs about $1,090 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,349, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,724 for the 20%-down payment. That payment is 26% of the median Duncannon household income of $51,103; at that income and 20% down, the 28% guideline points to a home of about $170,000.
The median rent here is $808 a month, so owning the median home costs about $282 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,120 |
|---|---|
| Loan amount | $124,480 |
| Principal and interest | $837 |
| Property taxes (1.45% a year) | $188 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,090 |
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| Down payment | $5,446 |
|---|---|
| Loan amount | $152,782 |
| Principal and interest | $1,028 |
| Property taxes (1.45% a year) | $188 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,349 |
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Questions about home buying in Duncannon
What is the median home value in Duncannon?
About $155,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Duncannon?
Homeowners pay a median $2,250 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Duncannon?
For the median home with 20% down at 7.11%, the payment is about $1,090 a month. Keeping that under 28% of gross income takes about $46,724 a year.
More about Duncannon
- Mortgage Refinance in Duncannon
- Debt Relief in Duncannon
- Home Equity Loans in Duncannon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data