The typical owner-occupied home in Lewistown is worth about $98,500, 61% below the Pennsylvania median of $254,500 and 70% below the national median of $332,700. Owners pay a median $1,737 a year in property taxes, about 1.76% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $40,236 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 40% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Lewistown at a glance
| Lewistown | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $98,500 | $254,500 | $332,700 |
| Median property tax paid per year | $1,737 | $3,311 | $3,119 |
| Property tax as a share of value | 1.76% | 1.30% | 0.94% |
| Median household income | $40,236 | $77,971 | $80,734 |
| Homes lived in by their owners | 40% | 69% | 65% |
| Owner homes with a mortgage | 46% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,108 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 19.4% | 21.0% |
| Median rent | $797 | $1,209 | $1,413 |
| Rent as a share of renters' income | 28.2% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 15.9% | 9.2% | 10.1% |
| Population | 8,479 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Lewistown
At this week's average 30-year rate of 7.11%, buying the median Lewistown home of $98,500 with 20% down costs about $716 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $880, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,669 for the 20%-down payment. That payment is 21% of the median Lewistown household income of $40,236; at that income and 20% down, the 28% guideline points to a home of about $129,000.
The median rent here is $797 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,700 |
|---|---|
| Loan amount | $78,800 |
| Principal and interest | $530 |
| Property taxes (1.76% a year) | $144 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $716 |
Change the numbers in the calculator
| Down payment | $3,448 |
|---|---|
| Loan amount | $96,716 |
| Principal and interest | $651 |
| Property taxes (1.76% a year) | $144 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $880 |
Change the numbers in the calculator
Questions about home buying in Lewistown
What is the median home value in Lewistown?
About $98,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lewistown?
Homeowners pay a median $1,737 a year, which is about 1.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lewistown?
For the median home with 20% down at 7.11%, the payment is about $716 a month. Keeping that under 28% of gross income takes about $30,669 a year.
More about Lewistown
- Mortgage Refinance in Lewistown
- Debt Relief in Lewistown
- Home Equity Loans in Lewistown
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data