The typical owner-occupied home in Reynoldsville is worth about $95,400, 63% below the Pennsylvania median of $254,500 and 71% below the national median of $332,700. Owners pay a median $985 a year in property taxes, about 1.03% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $52,917 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 60% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Reynoldsville at a glance
| Reynoldsville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $95,400 | $254,500 | $332,700 |
| Median property tax paid per year | $985 | $3,311 | $3,119 |
| Property tax as a share of value | 1.03% | 1.30% | 0.94% |
| Median household income | $52,917 | $77,971 | $80,734 |
| Homes lived in by their owners | 60% | 69% | 65% |
| Owner homes with a mortgage | 52% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $936 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 19.4% | 21.0% |
| Median rent | $633 | $1,209 | $1,413 |
| Rent as a share of renters' income | 29.3% | 29.2% | 30.6% |
| Median year homes were built | 1940 | 1965 | 1980 |
| Vacant homes | 9.2% | 9.2% | 10.1% |
| Population | 2,431 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Reynoldsville
At this week's average 30-year rate of 7.11%, buying the median Reynoldsville home of $95,400 with 20% down costs about $635 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $794, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,216 for the 20%-down payment. That payment is 14% of the median Reynoldsville household income of $52,917; at that income and 20% down, the 28% guideline points to a home of about $185,000.
The median rent here is $633 a month, so owning the median home costs about $2 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $19,080 |
|---|---|
| Loan amount | $76,320 |
| Principal and interest | $513 |
| Property taxes (1.03% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $635 |
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| Down payment | $3,339 |
|---|---|
| Loan amount | $93,672 |
| Principal and interest | $630 |
| Property taxes (1.03% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $794 |
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Questions about home buying in Reynoldsville
What is the median home value in Reynoldsville?
About $95,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Reynoldsville?
Homeowners pay a median $985 a year, which is about 1.03% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Reynoldsville?
For the median home with 20% down at 7.11%, the payment is about $635 a month. Keeping that under 28% of gross income takes about $27,216 a year.
More about Reynoldsville
- Mortgage Refinance in Reynoldsville
- Debt Relief in Reynoldsville
- Home Equity Loans in Reynoldsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data