The typical owner-occupied home in Dudley is worth about $83,500, 67% below the Pennsylvania median of $254,500 and 75% below the national median of $332,700. Owners pay a median $776 a year in property taxes, about 0.93% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $54,375 a year, so the median home costs 1.5 times the median income (3.3 times for Pennsylvania). 75% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Dudley at a glance
| Dudley | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $83,500 | $254,500 | $332,700 |
| Median property tax paid per year | $776 | $3,311 | $3,119 |
| Property tax as a share of value | 0.93% | 1.30% | 0.94% |
| Median household income | $54,375 | $77,971 | $80,734 |
| Homes lived in by their owners | 75% | 69% | 65% |
| Owner homes with a mortgage | 25% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,188 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.3% | 19.4% | 21.0% |
| Median rent | $1,167 | $1,209 | $1,413 |
| Rent as a share of renters' income | 37.5% | 29.2% | 30.6% |
| Median year homes were built | 1944 | 1965 | 1980 |
| Vacant homes | 17.7% | 9.2% | 10.1% |
| Population | 191 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Dudley
At this week's average 30-year rate of 7.11%, buying the median Dudley home of $83,500 with 20% down costs about $549 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $688, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,523 for the 20%-down payment. That payment is 12% of the median Dudley household income of $54,375; at that income and 20% down, the 28% guideline points to a home of about $193,000.
The median rent here is $1,167 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,700 |
|---|---|
| Loan amount | $66,800 |
| Principal and interest | $449 |
| Property taxes (0.93% a year) | $65 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $549 |
Change the numbers in the calculator
| Down payment | $2,922 |
|---|---|
| Loan amount | $81,988 |
| Principal and interest | $552 |
| Property taxes (0.93% a year) | $65 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $688 |
Change the numbers in the calculator
Questions about home buying in Dudley
What is the median home value in Dudley?
About $83,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dudley?
Homeowners pay a median $776 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dudley?
For the median home with 20% down at 7.11%, the payment is about $549 a month. Keeping that under 28% of gross income takes about $23,523 a year.
More about Dudley
- Mortgage Refinance in Dudley
- Debt Relief in Dudley
- Home Equity Loans in Dudley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
