The typical owner-occupied home in Mont Alto is worth about $191,600, 25% below the Pennsylvania median of $254,500 and 42% below the national median of $332,700. Owners pay a median $2,103 a year in property taxes, about 1.10% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $80,556 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 73% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Mont Alto at a glance
| Mont Alto | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $191,600 | $254,500 | $332,700 |
| Median property tax paid per year | $2,103 | $3,311 | $3,119 |
| Property tax as a share of value | 1.10% | 1.30% | 0.94% |
| Median household income | $80,556 | $77,971 | $80,734 |
| Homes lived in by their owners | 73% | 69% | 65% |
| Owner homes with a mortgage | 63% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,455 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 19.4% | 21.0% |
| Median rent | $1,296 | $1,209 | $1,413 |
| Rent as a share of renters' income | 19.5% | 29.2% | 30.6% |
| Median year homes were built | 1971 | 1965 | 1980 |
| Vacant homes | 2.7% | 9.2% | 10.1% |
| Population | 1,632 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Mont Alto
At this week's average 30-year rate of 7.11%, buying the median Mont Alto home of $191,600 with 20% down costs about $1,287 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,606, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $55,140 for the 20%-down payment. That payment is 19% of the median Mont Alto household income of $80,556; at that income and 20% down, the 28% guideline points to a home of about $280,000.
The median rent here is $1,296 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $38,320 |
|---|---|
| Loan amount | $153,280 |
| Principal and interest | $1,031 |
| Property taxes (1.10% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| PMI | $0 |
| Total per month | $1,287 |
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| Down payment | $6,706 |
|---|---|
| Loan amount | $188,130 |
| Principal and interest | $1,266 |
| Property taxes (1.10% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| FHA mortgage insurance | $85 |
| Total per month | $1,606 |
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Questions about home buying in Mont Alto
What is the median home value in Mont Alto?
About $191,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mont Alto?
Homeowners pay a median $2,103 a year, which is about 1.10% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mont Alto?
For the median home with 20% down at 7.11%, the payment is about $1,287 a month. Keeping that under 28% of gross income takes about $55,140 a year.
More about Mont Alto
- Mortgage Refinance in Mont Alto
- Debt Relief in Mont Alto
- Home Equity Loans in Mont Alto
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data