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Buying a home in Everson, Pennsylvania

The typical owner-occupied home in Everson is worth about $87,700, 66% below the Pennsylvania median of $254,500 and 74% below the national median of $332,700. Owners pay a median $1,226 a year in property taxes, about 1.40% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $46,875 a year, so the median home costs 1.9 times the median income (3.3 times for Pennsylvania). 67% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Everson at a glance

Everson Pennsylvania U.S.
Median home value $87,700 $254,500 $332,700
Median property tax paid per year $1,226 $3,311 $3,119
Property tax as a share of value 1.40% 1.30% 0.94%
Median household income $46,875 $77,971 $80,734
Homes lived in by their owners 67% 69% 65%
Owner homes with a mortgage 51% 58% 61%
Median monthly costs, owners with a mortgage $1,028 $1,762 $1,963
Those costs as a share of the owners' income 22.5% 19.4% 21.0%
Median rent $910 $1,209 $1,413
Rent as a share of renters' income 37.5% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 13.0% 9.2% 10.1%
Population 592 13,018,639 334,922,499

What a typical home costs per month in Everson

At this week's average 30-year rate of 7.11%, buying the median Everson home of $87,700 with 20% down costs about $611 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $757, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,178 for the 20%-down payment. That payment is 16% of the median Everson household income of $46,875; at that income and 20% down, the 28% guideline points to a home of about $157,000.

The median rent here is $910 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,540
Loan amount$70,160
Principal and interest$472
Property taxes (1.40% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$611

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3.5% down, 30-year FHA loan
Down payment$3,070
Loan amount$86,112
Principal and interest$579
Property taxes (1.40% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$757

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Questions about home buying in Everson

What is the median home value in Everson?

About $87,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Everson?

Homeowners pay a median $1,226 a year, which is about 1.40% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Everson?

For the median home with 20% down at 7.11%, the payment is about $611 a month. Keeping that under 28% of gross income takes about $26,178 a year.

More about Everson

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data