The typical owner-occupied home in Wattsburg is worth about $104,900, 59% below the Pennsylvania median of $254,500 and 68% below the national median of $332,700. Owners pay a median $1,875 a year in property taxes, about 1.79% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $53,516 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 62% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Wattsburg at a glance
| Wattsburg | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $104,900 | $254,500 | $332,700 |
| Median property tax paid per year | $1,875 | $3,311 | $3,119 |
| Property tax as a share of value | 1.79% | 1.30% | 0.94% |
| Median household income | $53,516 | $77,971 | $80,734 |
| Homes lived in by their owners | 62% | 69% | 65% |
| Owner homes with a mortgage | 30% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,083 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 21.8% | 19.4% | 21.0% |
| Median rent | $879 | $1,209 | $1,413 |
| Rent as a share of renters' income | 22.5% | 29.2% | 30.6% |
| Median year homes were built | 1952 | 1965 | 1980 |
| Vacant homes | 20.1% | 9.2% | 10.1% |
| Population | 341 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Wattsburg
At this week's average 30-year rate of 7.11%, buying the median Wattsburg home of $104,900 with 20% down costs about $765 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $939, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,774 for the 20%-down payment. That payment is 17% of the median Wattsburg household income of $53,516; at that income and 20% down, the 28% guideline points to a home of about $171,000.
The median rent here is $879 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,980 |
|---|---|
| Loan amount | $83,920 |
| Principal and interest | $565 |
| Property taxes (1.79% a year) | $156 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $765 |
Change the numbers in the calculator
| Down payment | $3,672 |
|---|---|
| Loan amount | $103,000 |
| Principal and interest | $693 |
| Property taxes (1.79% a year) | $156 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $46 |
| Total per month | $939 |
Change the numbers in the calculator
Questions about home buying in Wattsburg
What is the median home value in Wattsburg?
About $104,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wattsburg?
Homeowners pay a median $1,875 a year, which is about 1.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wattsburg?
For the median home with 20% down at 7.11%, the payment is about $765 a month. Keeping that under 28% of gross income takes about $32,774 a year.
More about Wattsburg
- Mortgage Refinance in Wattsburg
- Debt Relief in Wattsburg
- Home Equity Loans in Wattsburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data