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Buying a home in Berrysburg, Pennsylvania

The typical owner-occupied home in Berrysburg is worth about $153,800, 40% below the Pennsylvania median of $254,500 and 54% below the national median of $332,700. Owners pay a median $1,632 a year in property taxes, about 1.06% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $61,964 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 93% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.

Berrysburg at a glance

Berrysburg Pennsylvania U.S.
Median home value $153,800 $254,500 $332,700
Median property tax paid per year $1,632 $3,311 $3,119
Property tax as a share of value 1.06% 1.30% 0.94%
Median household income $61,964 $77,971 $80,734
Homes lived in by their owners 93% 69% 65%
Owner homes with a mortgage 36% 58% 61%
Median monthly costs, owners with a mortgage $1,115 $1,762 $1,963
Those costs as a share of the owners' income 20.9% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 301 13,018,639 334,922,499

What a typical home costs per month in Berrysburg

At this week's average 30-year rate of 7.11%, buying the median Berrysburg home of $153,800 with 20% down costs about $1,028 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,284, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,042 for the 20%-down payment. That payment is 20% of the median Berrysburg household income of $61,964; at that income and 20% down, the 28% guideline points to a home of about $216,000.

20% down, 30-year conventional loan
Down payment$30,760
Loan amount$123,040
Principal and interest$828
Property taxes (1.06% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$64
PMI$0
Total per month$1,028

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3.5% down, 30-year FHA loan
Down payment$5,383
Loan amount$151,014
Principal and interest$1,016
Property taxes (1.06% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$64
FHA mortgage insurance$68
Total per month$1,284

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Questions about home buying in Berrysburg

What is the median home value in Berrysburg?

About $153,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Berrysburg?

Homeowners pay a median $1,632 a year, which is about 1.06% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Berrysburg?

For the median home with 20% down at 7.11%, the payment is about $1,028 a month. Keeping that under 28% of gross income takes about $44,042 a year.

More about Berrysburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data