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Buying a home in Sinnamahoning, Pennsylvania

The typical owner-occupied home in Sinnamahoning is worth about $92,000, 64% below the Pennsylvania median of $254,500 and 72% below the national median of $332,700. Owners pay a median $750 a year in property taxes, about 0.82% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $131,250 a year, so the median home costs 0.7 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Sinnamahoning at a glance

Sinnamahoning Pennsylvania U.S.
Median home value $92,000 $254,500 $332,700
Median property tax paid per year $750 $3,311 $3,119
Property tax as a share of value 0.82% 1.30% 0.94%
Median household income $131,250 $77,971 $80,734
Homes lived in by their owners 100% 69% 65%
Owner homes with a mortgage 0% 58% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $1,209 $1,413
Median year homes were built 1960 1965 1980
Vacant homes 72.4% 9.2% 10.1%
Population 31 13,018,639 334,922,499

What a typical home costs per month in Sinnamahoning

At this week's average 30-year rate of 7.11%, buying the median Sinnamahoning home of $92,000 with 20% down costs about $596 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $750, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,556 for the 20%-down payment. That payment is 5% of the median Sinnamahoning household income of $131,250; at that income and 20% down, the 28% guideline points to a home of about $472,000.

20% down, 30-year conventional loan
Down payment$18,400
Loan amount$73,600
Principal and interest$495
Property taxes (0.82% a year)$63
Homeowners insurance (our estimate, 0.5% a year)$38
PMI$0
Total per month$596

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3.5% down, 30-year FHA loan
Down payment$3,220
Loan amount$90,334
Principal and interest$608
Property taxes (0.82% a year)$63
Homeowners insurance (our estimate, 0.5% a year)$38
FHA mortgage insurance$41
Total per month$750

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Questions about home buying in Sinnamahoning

What is the median home value in Sinnamahoning?

About $92,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sinnamahoning?

Homeowners pay a median $750 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sinnamahoning?

For the median home with 20% down at 7.11%, the payment is about $596 a month. Keeping that under 28% of gross income takes about $25,556 a year.

More about Sinnamahoning

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data