The typical owner-occupied home in Dublin is worth about $395,800, 56% above the Pennsylvania median of $254,500 and 19% above the national median of $332,700. Owners pay a median $4,307 a year in property taxes, about 1.09% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $87,813 a year, so the median home costs 4.5 times the median income (3.3 times for Pennsylvania). 64% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Dublin at a glance
| Dublin | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $395,800 | $254,500 | $332,700 |
| Median property tax paid per year | $4,307 | $3,311 | $3,119 |
| Property tax as a share of value | 1.09% | 1.30% | 0.94% |
| Median household income | $87,813 | $77,971 | $80,734 |
| Homes lived in by their owners | 64% | 69% | 65% |
| Owner homes with a mortgage | 86% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,112 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 23.2% | 19.4% | 21.0% |
| Median rent | $1,440 | $1,209 | $1,413 |
| Rent as a share of renters' income | 33.3% | 29.2% | 30.6% |
| Median year homes were built | 1976 | 1965 | 1980 |
| Vacant homes | 5.5% | 9.2% | 10.1% |
| Population | 2,164 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Dublin
At this week's average 30-year rate of 7.11%, buying the median Dublin home of $395,800 with 20% down costs about $2,654 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,314, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $113,764 for the 20%-down payment. That payment is 36% of the median Dublin household income of $87,813; at that income and 20% down, the 28% guideline points to a home of about $306,000.
The median rent here is $1,440 a month, so owning the median home costs about $1,214 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $79,160 |
|---|---|
| Loan amount | $316,640 |
| Principal and interest | $2,130 |
| Property taxes (1.09% a year) | $360 |
| Homeowners insurance (our estimate, 0.5% a year) | $165 |
| PMI | $0 |
| Total per month | $2,654 |
Change the numbers in the calculator
| Down payment | $13,853 |
|---|---|
| Loan amount | $388,631 |
| Principal and interest | $2,614 |
| Property taxes (1.09% a year) | $360 |
| Homeowners insurance (our estimate, 0.5% a year) | $165 |
| FHA mortgage insurance | $175 |
| Total per month | $3,314 |
Change the numbers in the calculator
Questions about home buying in Dublin
What is the median home value in Dublin?
About $395,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dublin?
Homeowners pay a median $4,307 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dublin?
For the median home with 20% down at 7.11%, the payment is about $2,654 a month. Keeping that under 28% of gross income takes about $113,764 a year.
More about Dublin
- Mortgage Refinance in Dublin
- Debt Relief in Dublin
- Home Equity Loans in Dublin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
