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Buying a home in Wyalusing, Pennsylvania

The typical owner-occupied home in Wyalusing is worth about $157,100, 38% below the Pennsylvania median of $254,500 and 53% below the national median of $332,700. Owners pay a median $1,924 a year in property taxes, about 1.22% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $43,636 a year, so the median home costs 3.6 times the median income (3.3 times for Pennsylvania). 46% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Wyalusing at a glance

Wyalusing Pennsylvania U.S.
Median home value $157,100 $254,500 $332,700
Median property tax paid per year $1,924 $3,311 $3,119
Property tax as a share of value 1.22% 1.30% 0.94%
Median household income $43,636 $77,971 $80,734
Homes lived in by their owners 46% 69% 65%
Owner homes with a mortgage 35% 58% 61%
Median monthly costs, owners with a mortgage $1,315 $1,762 $1,963
Those costs as a share of the owners' income 21.1% 19.4% 21.0%
Median rent $900 $1,209 $1,413
Rent as a share of renters' income 30.0% 29.2% 30.6%
Median year homes were built 1953 1965 1980
Vacant homes 10.7% 9.2% 10.1%
Population 653 13,018,639 334,922,499

What a typical home costs per month in Wyalusing

At this week's average 30-year rate of 7.11%, buying the median Wyalusing home of $157,100 with 20% down costs about $1,071 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,332, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,885 for the 20%-down payment. That payment is 29% of the median Wyalusing household income of $43,636; at that income and 20% down, the 28% guideline points to a home of about $149,000.

The median rent here is $900 a month, so owning the median home costs about $171 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$31,420
Loan amount$125,680
Principal and interest$845
Property taxes (1.22% a year)$160
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$1,071

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3.5% down, 30-year FHA loan
Down payment$5,498
Loan amount$154,255
Principal and interest$1,038
Property taxes (1.22% a year)$160
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,332

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Questions about home buying in Wyalusing

What is the median home value in Wyalusing?

About $157,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wyalusing?

Homeowners pay a median $1,924 a year, which is about 1.22% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wyalusing?

For the median home with 20% down at 7.11%, the payment is about $1,071 a month. Keeping that under 28% of gross income takes about $45,885 a year.

More about Wyalusing

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data