The typical owner-occupied home in Baden is worth about $150,400, 41% below the Pennsylvania median of $254,500 and 55% below the national median of $332,700. Owners pay a median $2,716 a year in property taxes, about 1.81% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $63,400 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 74% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Baden at a glance
| Baden | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $150,400 | $254,500 | $332,700 |
| Median property tax paid per year | $2,716 | $3,311 | $3,119 |
| Property tax as a share of value | 1.81% | 1.30% | 0.94% |
| Median household income | $63,400 | $77,971 | $80,734 |
| Homes lived in by their owners | 74% | 69% | 65% |
| Owner homes with a mortgage | 49% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,384 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 19.5% | 19.4% | 21.0% |
| Median rent | $646 | $1,209 | $1,413 |
| Rent as a share of renters' income | 18.8% | 29.2% | 30.6% |
| Median year homes were built | 1952 | 1965 | 1980 |
| Vacant homes | 10.2% | 9.2% | 10.1% |
| Population | 3,843 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Baden
At this week's average 30-year rate of 7.11%, buying the median Baden home of $150,400 with 20% down costs about $1,099 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,349, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,097 for the 20%-down payment. That payment is 21% of the median Baden household income of $63,400; at that income and 20% down, the 28% guideline points to a home of about $202,000.
The median rent here is $646 a month, so owning the median home costs about $453 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,080 |
|---|---|
| Loan amount | $120,320 |
| Principal and interest | $809 |
| Property taxes (1.81% a year) | $227 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,099 |
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| Down payment | $5,264 |
|---|---|
| Loan amount | $147,676 |
| Principal and interest | $993 |
| Property taxes (1.81% a year) | $227 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,349 |
Change the numbers in the calculator
Questions about home buying in Baden
What is the median home value in Baden?
About $150,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Baden?
Homeowners pay a median $2,716 a year, which is about 1.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Baden?
For the median home with 20% down at 7.11%, the payment is about $1,099 a month. Keeping that under 28% of gross income takes about $47,097 a year.
More about Baden
- Mortgage Refinance in Baden
- Debt Relief in Baden
- Home Equity Loans in Baden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data