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Buying a home in Aline, Oklahoma

The typical owner-occupied home in Aline is worth about $59,500, 70% below the Oklahoma median of $199,800 and 82% below the national median of $332,700. Owners pay a median $298 a year in property taxes, about 0.50% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $78,309 a year, so the median home costs 0.8 times the median income (3.1 times for Oklahoma). 87% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Aline at a glance

Aline Oklahoma U.S.
Median home value $59,500 $199,800 $332,700
Median property tax paid per year $298 $1,599 $3,119
Property tax as a share of value 0.50% 0.80% 0.94%
Median household income $78,309 $65,039 $80,734
Homes lived in by their owners 87% 66% 65%
Owner homes with a mortgage 48% 54% 61%
Median monthly costs, owners with a mortgage $1,385 $1,539 $1,963
Those costs as a share of the owners' income 25.7% 19.6% 21.0%
Median rent – $1,014 $1,413
Median year homes were built 1973 1980 1980
Vacant homes 11.6% 12.0% 10.1%
Population 204 4,028,634 334,922,499

What a typical home costs per month in Aline

At this week's average 30-year rate of 7.11%, buying the median Aline home of $59,500 with 20% down costs about $370 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $469, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,848 for the 20%-down payment. That payment is 6% of the median Aline household income of $78,309; at that income and 20% down, the 28% guideline points to a home of about $294,000.

20% down, 30-year conventional loan
Down payment$11,900
Loan amount$47,600
Principal and interest$320
Property taxes (0.50% a year)$25
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$370

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3.5% down, 30-year FHA loan
Down payment$2,082
Loan amount$58,422
Principal and interest$393
Property taxes (0.50% a year)$25
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$26
Total per month$469

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Questions about home buying in Aline

What is the median home value in Aline?

About $59,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Aline?

Homeowners pay a median $298 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Aline?

For the median home with 20% down at 7.11%, the payment is about $370 a month. Keeping that under 28% of gross income takes about $15,848 a year.

More about Aline

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data