Home / Home Buying by state / Oklahoma / Tulsa County / Bixby

Buying a home in Bixby, Oklahoma

The typical owner-occupied home in Bixby is worth about $334,200, 67% above the Oklahoma median of $199,800 and about the same as the national median of $332,700. Owners pay a median $3,616 a year in property taxes, about 1.08% of their home's value, higher than the Oklahoma rate of 0.80%. The median household earns $104,404 a year, so the median home costs 3.2 times the median income (3.1 times for Oklahoma). 76% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.

Bixby at a glance

Bixby Oklahoma U.S.
Median home value $334,200 $199,800 $332,700
Median property tax paid per year $3,616 $1,599 $3,119
Property tax as a share of value 1.08% 0.80% 0.94%
Median household income $104,404 $65,039 $80,734
Homes lived in by their owners 76% 66% 65%
Owner homes with a mortgage 65% 54% 61%
Median monthly costs, owners with a mortgage $2,159 $1,539 $1,963
Those costs as a share of the owners' income 19.0% 19.6% 21.0%
Median rent $1,393 $1,014 $1,413
Rent as a share of renters' income 26.7% 28.4% 30.6%
Median year homes were built 2002 1980 1980
Vacant homes 4.7% 12.0% 10.1%
Population 30,155 4,028,634 334,922,499

What a typical home costs per month in Bixby

At this week's average 30-year rate of 7.11%, buying the median Bixby home of $334,200 with 20% down costs about $2,239 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,795, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,939 for the 20%-down payment. That payment is 26% of the median Bixby household income of $104,404; at that income and 20% down, the 28% guideline points to a home of about $364,000.

The median rent here is $1,393 a month, so owning the median home costs about $846 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$66,840
Loan amount$267,360
Principal and interest$1,799
Property taxes (1.08% a year)$301
Homeowners insurance (our estimate, 0.5% a year)$139
PMI$0
Total per month$2,239

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$11,697
Loan amount$328,147
Principal and interest$2,207
Property taxes (1.08% a year)$301
Homeowners insurance (our estimate, 0.5% a year)$139
FHA mortgage insurance$148
Total per month$2,795

Change the numbers in the calculator

Questions about home buying in Bixby

What is the median home value in Bixby?

About $334,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bixby?

Homeowners pay a median $3,616 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bixby?

For the median home with 20% down at 7.11%, the payment is about $2,239 a month. Keeping that under 28% of gross income takes about $95,939 a year.

More about Bixby

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data