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Buying a home in Fitzhugh, Oklahoma

The typical owner-occupied home in Fitzhugh is worth about $156,900, 21% below the Oklahoma median of $199,800 and 53% below the national median of $332,700. Owners pay a median $690 a year in property taxes, about 0.44% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $55,156 a year, so the median home costs 2.8 times the median income (3.1 times for Oklahoma). 91% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.

Fitzhugh at a glance

Fitzhugh Oklahoma U.S.
Median home value $156,900 $199,800 $332,700
Median property tax paid per year $690 $1,599 $3,119
Property tax as a share of value 0.44% 0.80% 0.94%
Median household income $55,156 $65,039 $80,734
Homes lived in by their owners 91% 66% 65%
Owner homes with a mortgage 38% 54% 61%
Median monthly costs, owners with a mortgage $1,458 $1,539 $1,963
Those costs as a share of the owners' income 28.1% 19.6% 21.0%
Median rent – $1,014 $1,413
Median year homes were built 1980 1980 1980
Vacant homes 15.2% 12.0% 10.1%
Population 197 4,028,634 334,922,499

What a typical home costs per month in Fitzhugh

At this week's average 30-year rate of 7.11%, buying the median Fitzhugh home of $156,900 with 20% down costs about $967 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,229, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,455 for the 20%-down payment. That payment is 21% of the median Fitzhugh household income of $55,156; at that income and 20% down, the 28% guideline points to a home of about $209,000.

20% down, 30-year conventional loan
Down payment$31,380
Loan amount$125,520
Principal and interest$844
Property taxes (0.44% a year)$58
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$967

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3.5% down, 30-year FHA loan
Down payment$5,492
Loan amount$154,058
Principal and interest$1,036
Property taxes (0.44% a year)$58
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,229

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Questions about home buying in Fitzhugh

What is the median home value in Fitzhugh?

About $156,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Fitzhugh?

Homeowners pay a median $690 a year, which is about 0.44% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Fitzhugh?

For the median home with 20% down at 7.11%, the payment is about $967 a month. Keeping that under 28% of gross income takes about $41,455 a year.

More about Fitzhugh

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data