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Buying a home in Crowder, Oklahoma

The typical owner-occupied home in Crowder is worth about $120,600, 40% below the Oklahoma median of $199,800 and 64% below the national median of $332,700. The median household earns $55,278 a year, so the median home costs 2.2 times the median income (3.1 times for Oklahoma). 88% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.

Crowder at a glance

Crowder Oklahoma U.S.
Median home value $120,600 $199,800 $332,700
Median property tax paid per year – $1,599 $3,119
Median household income $55,278 $65,039 $80,734
Homes lived in by their owners 88% 66% 65%
Owner homes with a mortgage 20% 54% 61%
Median monthly costs, owners with a mortgage $1,045 $1,539 $1,963
Those costs as a share of the owners' income 14.8% 19.6% 21.0%
Median rent $930 $1,014 $1,413
Rent as a share of renters' income 30.8% 28.4% 30.6%
Median year homes were built 1972 1980 1980
Vacant homes 15.6% 12.0% 10.1%
Population 307 4,028,634 334,922,499

What a typical home costs per month in Crowder

At this week's average 30-year rate of 7.11%, buying the median Crowder home of $120,600 with 20% down costs about $810 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,011, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,707 for the 20%-down payment. That payment is 18% of the median Crowder household income of $55,278; at that income and 20% down, the 28% guideline points to a home of about $192,000.

The median rent here is $930 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$24,120
Loan amount$96,480
Principal and interest$649
Property taxes (1.10% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$50
PMI$0
Total per month$810

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3.5% down, 30-year FHA loan
Down payment$4,221
Loan amount$118,416
Principal and interest$797
Property taxes (1.10% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$50
FHA mortgage insurance$53
Total per month$1,011

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Questions about home buying in Crowder

What is the median home value in Crowder?

About $120,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Crowder?

For the median home with 20% down at 7.11%, the payment is about $810 a month. Keeping that under 28% of gross income takes about $34,707 a year.

More about Crowder

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data