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Buying a home in Barnsdall, Oklahoma

The typical owner-occupied home in Barnsdall is worth about $75,900, 62% below the Oklahoma median of $199,800 and 77% below the national median of $332,700. Owners pay a median $538 a year in property taxes, about 0.71% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $49,018 a year, so the median home costs 1.5 times the median income (3.1 times for Oklahoma). 62% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Barnsdall at a glance

Barnsdall Oklahoma U.S.
Median home value $75,900 $199,800 $332,700
Median property tax paid per year $538 $1,599 $3,119
Property tax as a share of value 0.71% 0.80% 0.94%
Median household income $49,018 $65,039 $80,734
Homes lived in by their owners 62% 66% 65%
Owner homes with a mortgage 29% 54% 61%
Median monthly costs, owners with a mortgage $863 $1,539 $1,963
Those costs as a share of the owners' income 17.7% 19.6% 21.0%
Median rent $758 $1,014 $1,413
Rent as a share of renters' income 18.9% 28.4% 30.6%
Median year homes were built 1963 1980 1980
Vacant homes 18.4% 12.0% 10.1%
Population 919 4,028,634 334,922,499

What a typical home costs per month in Barnsdall

At this week's average 30-year rate of 7.11%, buying the median Barnsdall home of $75,900 with 20% down costs about $485 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $611, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,786 for the 20%-down payment. That payment is 12% of the median Barnsdall household income of $49,018; at that income and 20% down, the 28% guideline points to a home of about $179,000.

The median rent here is $758 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$15,180
Loan amount$60,720
Principal and interest$408
Property taxes (0.71% a year)$45
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$485

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3.5% down, 30-year FHA loan
Down payment$2,656
Loan amount$74,525
Principal and interest$501
Property taxes (0.71% a year)$45
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$611

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Questions about home buying in Barnsdall

What is the median home value in Barnsdall?

About $75,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Barnsdall?

Homeowners pay a median $538 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Barnsdall?

For the median home with 20% down at 7.11%, the payment is about $485 a month. Keeping that under 28% of gross income takes about $20,786 a year.

More about Barnsdall

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data