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Buying a home in Lenapah, Oklahoma

The typical owner-occupied home in Lenapah is worth about $57,000, 71% below the Oklahoma median of $199,800 and 83% below the national median of $332,700. Owners pay a median $455 a year in property taxes, about 0.80% of their home's value, close to the Oklahoma rate of 0.80%. The median household earns $58,750 a year, so the median home costs 1.0 times the median income (3.1 times for Oklahoma). 79% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Lenapah at a glance

Lenapah Oklahoma U.S.
Median home value $57,000 $199,800 $332,700
Median property tax paid per year $455 $1,599 $3,119
Property tax as a share of value 0.80% 0.80% 0.94%
Median household income $58,750 $65,039 $80,734
Homes lived in by their owners 79% 66% 65%
Owner homes with a mortgage 48% 54% 61%
Median monthly costs, owners with a mortgage $1,200 $1,539 $1,963
Those costs as a share of the owners' income 17.5% 19.6% 21.0%
Median rent $750 $1,014 $1,413
Rent as a share of renters' income 20.0% 28.4% 30.6%
Median year homes were built 1974 1980 1980
Vacant homes 18.7% 12.0% 10.1%
Population 276 4,028,634 334,922,499

What a typical home costs per month in Lenapah

At this week's average 30-year rate of 7.11%, buying the median Lenapah home of $57,000 with 20% down costs about $368 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $463, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,793 for the 20%-down payment. That payment is 8% of the median Lenapah household income of $58,750; at that income and 20% down, the 28% guideline points to a home of about $212,000.

The median rent here is $750 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,400
Loan amount$45,600
Principal and interest$307
Property taxes (0.80% a year)$38
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$368

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3.5% down, 30-year FHA loan
Down payment$1,995
Loan amount$55,968
Principal and interest$376
Property taxes (0.80% a year)$38
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$25
Total per month$463

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Questions about home buying in Lenapah

What is the median home value in Lenapah?

About $57,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lenapah?

Homeowners pay a median $455 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lenapah?

For the median home with 20% down at 7.11%, the payment is about $368 a month. Keeping that under 28% of gross income takes about $15,793 a year.

More about Lenapah

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data