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Buying a home in Thackerville, Oklahoma

The typical owner-occupied home in Thackerville is worth about $151,500, 24% below the Oklahoma median of $199,800 and 54% below the national median of $332,700. Owners pay a median $650 a year in property taxes, about 0.43% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $58,500 a year, so the median home costs 2.6 times the median income (3.1 times for Oklahoma). 66% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Thackerville at a glance

Thackerville Oklahoma U.S.
Median home value $151,500 $199,800 $332,700
Median property tax paid per year $650 $1,599 $3,119
Property tax as a share of value 0.43% 0.80% 0.94%
Median household income $58,500 $65,039 $80,734
Homes lived in by their owners 66% 66% 65%
Owner homes with a mortgage 39% 54% 61%
Median monthly costs, owners with a mortgage $1,600 $1,539 $1,963
Those costs as a share of the owners' income 21.2% 19.6% 21.0%
Median rent $846 $1,014 $1,413
Rent as a share of renters' income 28.8% 28.4% 30.6%
Median year homes were built 1992 1980 1980
Vacant homes 15.7% 12.0% 10.1%
Population 461 4,028,634 334,922,499

What a typical home costs per month in Thackerville

At this week's average 30-year rate of 7.11%, buying the median Thackerville home of $151,500 with 20% down costs about $933 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,185, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,974 for the 20%-down payment. That payment is 19% of the median Thackerville household income of $58,500; at that income and 20% down, the 28% guideline points to a home of about $222,000.

The median rent here is $846 a month, so owning the median home costs about $87 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,300
Loan amount$121,200
Principal and interest$815
Property taxes (0.43% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$63
PMI$0
Total per month$933

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3.5% down, 30-year FHA loan
Down payment$5,302
Loan amount$148,756
Principal and interest$1,001
Property taxes (0.43% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$63
FHA mortgage insurance$67
Total per month$1,185

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Questions about home buying in Thackerville

What is the median home value in Thackerville?

About $151,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Thackerville?

Homeowners pay a median $650 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Thackerville?

For the median home with 20% down at 7.11%, the payment is about $933 a month. Keeping that under 28% of gross income takes about $39,974 a year.

More about Thackerville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data