The typical owner-occupied home in Mulhall is worth about $93,400, 53% below the Oklahoma median of $199,800 and 72% below the national median of $332,700. Owners pay a median $644 a year in property taxes, about 0.69% of their home's value, lower than the Oklahoma rate of 0.80%. The median household earns $76,250 a year, so the median home costs 1.2 times the median income (3.1 times for Oklahoma). 99% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Mulhall at a glance
| Mulhall | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $93,400 | $199,800 | $332,700 |
| Median property tax paid per year | $644 | $1,599 | $3,119 |
| Property tax as a share of value | 0.69% | 0.80% | 0.94% |
| Median household income | $76,250 | $65,039 | $80,734 |
| Homes lived in by their owners | 99% | 66% | 65% |
| Owner homes with a mortgage | 63% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $850 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 16.0% | 19.6% | 21.0% |
| Median rent | – | $1,014 | $1,413 |
| Median year homes were built | 1992 | 1980 | 1980 |
| Vacant homes | 8.9% | 12.0% | 10.1% |
| Population | 257 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Mulhall
At this week's average 30-year rate of 7.11%, buying the median Mulhall home of $93,400 with 20% down costs about $595 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $751, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,512 for the 20%-down payment. That payment is 9% of the median Mulhall household income of $76,250; at that income and 20% down, the 28% guideline points to a home of about $279,000.
| Down payment | $18,680 |
|---|---|
| Loan amount | $74,720 |
| Principal and interest | $503 |
| Property taxes (0.69% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| PMI | $0 |
| Total per month | $595 |
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| Down payment | $3,269 |
|---|---|
| Loan amount | $91,708 |
| Principal and interest | $617 |
| Property taxes (0.69% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $39 |
| FHA mortgage insurance | $41 |
| Total per month | $751 |
Change the numbers in the calculator
Questions about home buying in Mulhall
What is the median home value in Mulhall?
About $93,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mulhall?
Homeowners pay a median $644 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mulhall?
For the median home with 20% down at 7.11%, the payment is about $595 a month. Keeping that under 28% of gross income takes about $25,512 a year.
More about Mulhall
- Mortgage Refinance in Mulhall
- Debt Relief in Mulhall
- Home Equity Loans in Mulhall
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data