The typical owner-occupied home in Headrick is worth about $52,000, 74% below the Oklahoma median of $199,800 and 84% below the national median of $332,700. The median household earns $63,750 a year, so the median home costs 0.8 times the median income (3.1 times for Oklahoma). 76% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Headrick at a glance
| Headrick | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $52,000 | $199,800 | $332,700 |
| Median property tax paid per year | – | $1,599 | $3,119 |
| Median household income | $63,750 | $65,039 | $80,734 |
| Homes lived in by their owners | 76% | 66% | 65% |
| Owner homes with a mortgage | 36% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,075 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 27.5% | 19.6% | 21.0% |
| Median rent | – | $1,014 | $1,413 |
| Median year homes were built | 1971 | 1980 | 1980 |
| Vacant homes | 17.1% | 12.0% | 10.1% |
| Population | 69 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Headrick
At this week's average 30-year rate of 7.11%, buying the median Headrick home of $52,000 with 20% down costs about $349 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $436, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,965 for the 20%-down payment. That payment is 7% of the median Headrick household income of $63,750; at that income and 20% down, the 28% guideline points to a home of about $222,000.
| Down payment | $10,400 |
|---|---|
| Loan amount | $41,600 |
| Principal and interest | $280 |
| Property taxes (1.10% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $22 |
| PMI | $0 |
| Total per month | $349 |
Change the numbers in the calculator
| Down payment | $1,820 |
|---|---|
| Loan amount | $51,058 |
| Principal and interest | $343 |
| Property taxes (1.10% a year) | $48 |
| Homeowners insurance (our estimate, 0.5% a year) | $22 |
| FHA mortgage insurance | $23 |
| Total per month | $436 |
Change the numbers in the calculator
Questions about home buying in Headrick
What is the median home value in Headrick?
About $52,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Headrick?
For the median home with 20% down at 7.11%, the payment is about $349 a month. Keeping that under 28% of gross income takes about $14,965 a year.
More about Headrick
- Mortgage Refinance in Headrick
- Debt Relief in Headrick
- Home Equity Loans in Headrick
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data