The typical owner-occupied home in Atwood is worth about $77,500, 61% below the Oklahoma median of $199,800 and 77% below the national median of $332,700. Owners pay a median $240 a year in property taxes, about 0.31% of their home's value, lower than the Oklahoma rate of 0.80%. 56% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Atwood at a glance
| Atwood | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $77,500 | $199,800 | $332,700 |
| Median property tax paid per year | $240 | $1,599 | $3,119 |
| Property tax as a share of value | 0.31% | 0.80% | 0.94% |
| Median household income | – | $65,039 | $80,734 |
| Homes lived in by their owners | 56% | 66% | 65% |
| Owner homes with a mortgage | 25% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $825 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 19.6% | 21.0% |
| Median rent | $708 | $1,014 | $1,413 |
| Rent as a share of renters' income | 17.5% | 28.4% | 30.6% |
| Median year homes were built | 1968 | 1980 | 1980 |
| Vacant homes | 30.8% | 12.0% | 10.1% |
| Population | 84 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Atwood
At this week's average 30-year rate of 7.11%, buying the median Atwood home of $77,500 with 20% down costs about $469 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $598, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,117 for the 20%-down payment.
The median rent here is $708 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,500 |
|---|---|
| Loan amount | $62,000 |
| Principal and interest | $417 |
| Property taxes (0.31% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| PMI | $0 |
| Total per month | $469 |
Change the numbers in the calculator
| Down payment | $2,712 |
|---|---|
| Loan amount | $76,096 |
| Principal and interest | $512 |
| Property taxes (0.31% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| FHA mortgage insurance | $34 |
| Total per month | $598 |
Change the numbers in the calculator
Questions about home buying in Atwood
What is the median home value in Atwood?
About $77,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Atwood?
Homeowners pay a median $240 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Atwood?
For the median home with 20% down at 7.11%, the payment is about $469 a month. Keeping that under 28% of gross income takes about $20,117 a year.
More about Atwood
- Mortgage Refinance in Atwood
- Debt Relief in Atwood
- Home Equity Loans in Atwood
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data