The typical owner-occupied home in Kinta is worth about $107,000, 46% below the Oklahoma median of $199,800 and 68% below the national median of $332,700. The median household earns $42,500 a year, so the median home costs 2.5 times the median income (3.1 times for Oklahoma). 71% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Kinta at a glance
| Kinta | Oklahoma | U.S. | |
|---|---|---|---|
| Median home value | $107,000 | $199,800 | $332,700 |
| Median property tax paid per year | – | $1,599 | $3,119 |
| Median household income | $42,500 | $65,039 | $80,734 |
| Homes lived in by their owners | 71% | 66% | 65% |
| Owner homes with a mortgage | 61% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,042 | $1,539 | $1,963 |
| Those costs as a share of the owners' income | 40.4% | 19.6% | 21.0% |
| Median rent | $575 | $1,014 | $1,413 |
| Rent as a share of renters' income | 25.8% | 28.4% | 30.6% |
| Median year homes were built | 1970 | 1980 | 1980 |
| Vacant homes | 14.9% | 12.0% | 10.1% |
| Population | 295 | 4,028,634 | 334,922,499 |
What a typical home costs per month in Kinta
At this week's average 30-year rate of 7.11%, buying the median Kinta home of $107,000 with 20% down costs about $719 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $897, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,793 for the 20%-down payment. That payment is 20% of the median Kinta household income of $42,500; at that income and 20% down, the 28% guideline points to a home of about $148,000.
The median rent here is $575 a month, so owning the median home costs about $144 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $21,400 |
|---|---|
| Loan amount | $85,600 |
| Principal and interest | $576 |
| Property taxes (1.10% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $719 |
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| Down payment | $3,745 |
|---|---|
| Loan amount | $105,062 |
| Principal and interest | $707 |
| Property taxes (1.10% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $47 |
| Total per month | $897 |
Change the numbers in the calculator
Questions about home buying in Kinta
What is the median home value in Kinta?
About $107,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Kinta?
For the median home with 20% down at 7.11%, the payment is about $719 a month. Keeping that under 28% of gross income takes about $30,793 a year.
More about Kinta
- Mortgage Refinance in Kinta
- Debt Relief in Kinta
- Home Equity Loans in Kinta
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data