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Buying a home in Gould, Oklahoma

The typical owner-occupied home in Gould is worth about $59,000, 70% below the Oklahoma median of $199,800 and 82% below the national median of $332,700. Owners pay a median $447 a year in property taxes, about 0.76% of their home's value, lower than the Oklahoma rate of 0.80%. 90% of occupied homes here are lived in by their owners, and 3% of those owners still have a mortgage.

Gould at a glance

Gould Oklahoma U.S.
Median home value $59,000 $199,800 $332,700
Median property tax paid per year $447 $1,599 $3,119
Property tax as a share of value 0.76% 0.80% 0.94%
Median household income – $65,039 $80,734
Homes lived in by their owners 90% 66% 65%
Owner homes with a mortgage 3% 54% 61%
Median monthly costs, owners with a mortgage – $1,539 $1,963
Median rent – $1,014 $1,413
Median year homes were built 1968 1980 1980
Vacant homes 35.0% 12.0% 10.1%
Population 62 4,028,634 334,922,499

What a typical home costs per month in Gould

At this week's average 30-year rate of 7.11%, buying the median Gould home of $59,000 with 20% down costs about $379 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $478, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,263 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$11,800
Loan amount$47,200
Principal and interest$318
Property taxes (0.76% a year)$37
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$379

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3.5% down, 30-year FHA loan
Down payment$2,065
Loan amount$57,931
Principal and interest$390
Property taxes (0.76% a year)$37
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$26
Total per month$478

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Questions about home buying in Gould

What is the median home value in Gould?

About $59,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Gould?

Homeowners pay a median $447 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Gould?

For the median home with 20% down at 7.11%, the payment is about $379 a month. Keeping that under 28% of gross income takes about $16,263 a year.

More about Gould

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data